Dedicated to Deposits: Deals, Data, and Discussion
Arthur State Bank0.85%$500-60 Month CD
Arthur State Bank0.65%$500-48 Month CD
Arthur State Bank0.50%$500-36 Month CD
Arthur State Bank0.45%$500-24 Month CD
Accounts mentioned in this post. Rates as of August 29, 2014

Competitive Long-Term CD Rates at Arthur State Bank in South Carolina - Local Only


Arthur State Bank

Arthur State Bank is offering four competitive rates on its long-term CDs. These include a 2.75% APY 5-year CD, a 2.60% APY 4-year CD, a 2.25% APY 3-year CD and a 2.00% APY 2-year CD. Minimum deposit is $500. These rates are listed in the bank's rate sheet as of 11/16/2010.

As a comparison to internet banks as of 11/16/2010, the best 5-year and 4-year CD rates are 2.70% APY and 2.55% APY at For credit unions with easy membership, the best 5-year and 4-year CD rates are 3.03% APY and 2.52% APY at Melrose Credit Union.

I called Arthur State Bank about another deal a couple of years ago. At that time I was told there's no compounding during the year so the rate is the same as the yield. You can choose to have the interest paid monthly. The early withdrawal penalty for terms over one year is 6 months of interest.

A branch visit is required to open an account. Branches are located in the South Carolina cities of Union, Spartanburg, Greenville, Chesnee, Clinton, Woodruff, Roebuck, Rock Hill, Columbia and Anderson.

The bank has an overall health score at of 2 out of 5 with a Texas Ratio of 49.78% (average) based on June 2010 data. Please refer to our financial overview of Arthur State Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 15085).

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Related Pages: Arthur State Bank, CD rates, South Carolina

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