First General Credit Union is offering a 13-month CD special with a 1.65% APY. Minimum deposit is $1,000. This is listed in the credit union's promotions page as of 11/12/2010. According to the website, it's scheduled to last until January 31, 2011.
The credit union also has some competitive standard CD rates including a 3.00% APY 5-year CD and IRA CD. Minimum deposit is also $1,000. This is listed in the credit union's rates page as of 11/12/2010.
As a comparison to internet banks, the best 12-month CD rate is 1.50% APY for a $25K minimum at CNB Bank Direct as of 11/12/2010.
Membership in the credit union is open to anyone who works, worships, attends school or lives in Muskegon, Oceana, Ottawa, Newaygo, or Kent counties. Please refer to the credit union's About Us page for more details.
Branches are located in Muskegon, Michigan.
The credit union has an overall health score at DepositAccounts.com of 5 out of 5 with a Texas Ratio of 2.65% (excellent) based on June 2010 data. Please refer to our financial overview of First General Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 61455).
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.