Dedicated to Deposits: Deals, Data, and Discussion

$100 Checking Account Bonus at Huntington Bank in OH, MI, IN, PA, KY, WV & FL


Huntington National Bank

Huntington Bank has an checking account promotion that makes it easy to qualify for a $100 bonus. However, it's a very limited time promotion. The checking account must be opened by December 13, 2010. It's listed on the bank's home page. The promo page is listed at To qualify for the $100, you must open a checking account with a $25 deposit and either set up an automatic direct deposit OR make 5 debit card purchases in 60 days.

According to the small print, the offer is available to online applicants only in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Florida. They promo page includes several checking accounts including the free one. There's an online application link in the promo page. Note that the small print states that the online application must be completed and submitted by 8:00 pm December 13, 2010 to be eligible for the bonus. Here are some additional important points from the small print:

Bonus will be deposited to the new checking account within 90 (ninety) days of account opening (if "i" or "ii" condition is also met). Bonus is considered interest and will be reported on IRS Form 1099-INT. An Early Account Closing Fee will apply to accounts closed within 180 days of opening. This offer is limited to one cash bonus per household per calendar year, and the offer is not available on account conversions, existing money, or in combination with any other offer.

In my March review of a Huntington Bank promo, a reader mentioned that there's a monthly inactivity fee if the free checking is not used in a six month period. Be sure to review the fee schedule. Another reader mentioned receiving a hard pull in the application. Hard credit pulls can temporarily ding your credit score. One reader reported receiving the bonus credited to his account in less than 2 months from the time he applied.

Thanks to the reader Carnholio who mentioned this bonus in the discussion forum.

Huntington still offers an online savings account but the rates are low. I first reported on this in February 2007.

Huntington Bank is headquartered in Columbus, Ohio. It's a sizable regional bank with $52.7 billion in assets. The bank has an overall health score at of 4 out of 5 with a Texas Ratio of 21.42% (above average) based on September 2010 data. Please refer to our financial overview of Huntington Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 6560).

Other Bank Bonuses

To find other bonus deals at other banks and credit unions, please refer to the bank bonus page which has all of my recent bank bonus blog posts. There are also additional bonuses listed in the checking account deals forum.

Related Pages: checking account, Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Florida, Huntington National Bank

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Comment #1 by Anonymous posted on
I just applied for this and was rejected online.  No reason given or reason I should have been rejected.  If this was a hard pull, what a waste.

Comment #2 by Anonymous posted on
They just ran a HARD PULL on me, I will be notified in 3 days if approved or not.

Comment #3 by Anonymous posted on
"They just ran a HARD PULL on me"

Could you expand on that?  Do you have a credit monitoring service that told you this?


Comment #4 by Anonymous posted on
Answer to the Anonymous - #3, Yes, I have 24 hours monitoring service on all three credit bureaus. If anyone pulls any kind of report, I'm notified at once by phone or e-mail or both.

Comment #5 by Anonymous posted on
Spoke to 2 CSRs - both confirmed that there is no minimum on direct deposit (for free checking). Applied online and waiting for verification deposits at my other bank from where I will ordered the initial deposit...

Comment #6 by Gaelicwench posted on
"Could you expand on that."


Try expound.  <wink>

Comment #7 by Anonymous posted on
Got rejected. Chex inquiries.

Comment #8 by Anonymous posted on

Try expound.  <wink>




Comment #9 by Anonymous posted on
We applied on Friday or Saturday night and by Monday the trial deposits were done and by Tuesday Huntington had debited our account and notified us that the debit cards were ordered. We should get them by next week. We have opened many deposit accounts as well as credit cards for the cash bonus. My FICO score is still 799. I think maybe keeping an old credit card open and an old checking account open may help. Thank you for this post.