Credit Union of Atlanta is offering some very competitive CD and IRA CD rates. The best is a 2.52% APY 3-year CD. Some other top rates include a 2.78% APY 5-year CD and a 1.51% APY 1-year CD. Minimum deposit is $500. These rates are listed in the credit union's deposit rates page as of 12/16/2010.
According to the credit union's share savings certificates page the penalty for early withdrawal is 90 days dividends for terms of 6 to 12 months, and 180 days dividends for terms of 24 to 60 months.
As a comparison to internet banks on 12/16/2010, the best 3-year CD rate for small deposits is 2.00% APY at Bank of Internet USA. For credit unions with nationwide membership, the best CD rate is 2.25% APY at Fort Knox FCU.
Membership in Credit Union of Atlanta is open to residents in parts of Atlanta, Georgia. You can also be eligible to join via select employer groups. The credit union used to be the Atlanta City Employees Credit Union so as you would expect, the employer groups include employees of the City of Atlanta and Fulton County. Please refer to the credit union's membership page for the full details.
The credit union has an overall health score at DepositAccounts.com of 5 out of 5 with a Texas Ratio of 5.72% (excellent) based on September 2010 data. Please refer to our financial overview of Credit Union of Atlanta for more details. The credit union is federally insured by the NCUA (Charter # 67383).
Searching for the Best CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following tables at DepositAccounts.com: