Fort Financial Credit Union has a special 30-month CD with a 2.01% APY. It's called the COMFORT Certificate, and it allows you to bump up the rate one time during the term of the CD and add additional funds at the same time. A checking account is required. Minimum deposit is $500. The special is also available as a Traditional or Roth IRA. The rate is listed at the credit union's rate table as of 12/07/2010.
As a comparison to internet banks, the best 30-month CD rate is 1.74% APY (2.05% APY for a $175K deposit) at USAA Bank. The best 30-month CD rate at a nationwide credit union is 2.15% APY at Navy Federal (limited membership).
Membership in Fort Financial Credit Union is open to anyone who lives, works, worships, attends school within certain areas around Corinth, Mississippi; Fort Wayne, Indiana; Gastonia and Morganton, North Carolina; Janesville, Wisconsin; and South Beloit, Illinois. You can also be eligible via select employer groups. Please refer to the credit union's Membership Page for the full details. Membership requires a minimum balance of $5 in the regular share savings account.
The credit union has an overall health score at DepositAccounts.com of 4 out of 5 with a Texas Ratio of 10.58% (excellent) based on September 2010 data. Please refer to our financial overview of Fort Financial Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 5431).
Searching for the Best CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following tables at DepositAccounts.com: