Dedicated to Deposits: Deals, Data, and Discussion
DETAILSINSTITUTIONAPYMINMAXPRODUCT
Tinker Federal Credit Union1.50%-$30kClick Checking
Tinker Federal Credit Union1.46%$99k-48 Month Share Certificate
Tinker Federal Credit Union1.26%$99k-36 Month Share Certificate
Accounts mentioned in this post. Rates as of April 24, 2014

Top CD & Reward Checking Rates at Tinker FCU in Oklahoma - Local Only

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Tinker Federal Credit Union

Tinker Federal Credit Union has several good deposit deals on both CDs and a reward checking account. For CDs and IRA CDs, the best rates include a 2.32% APY 3-year CD and a 2.53% APY 4-year CD. Minimum deposit is $99K. Rates that are 15 basis points lower are available with a $10K minimum deposit. These rates are listed in the credit union's rates page as of 1/7/2011.

The credit union's reward checking account is called Click Checking and it has a rate of 3.25% APY on balances up to $30K, and a rate of 0.50% for balances over that (as of 1/7/2011). To qualify for these rates, the following monthly requirements must be met: 10 debit card purchases, 1 online bill payment, 1 direct deposit or ACH transfer, access online banking and receive e-statements. If these aren't met, the rate falls to 0.40%. There are no monthly service fees.

Both the reward checking rate and balance cap are above average. As a comparison, the best rate for balances up to $25K that's available nationwide is 3.03% APY at Coulee Bank. Oklahoma seems to have several institutions that offer above average rates and balance caps. Two of the best include FAA Credit Union which offers 4.10% APY on balances up to $30K and Communications FCU which offers 4.00% APY on balances up to $30K.

Membership into Tinker FCU is open to those who live in parts of the Oklahoma City metro area. And as you might expect, those who work at the Tinker Air Force Base are also eligible to join. Please refer to the credit union's membership page for the full details.

The credit union has an overall health score at DepositAccounts.com of 4 out of 5 with a Texas Ratio of 6.40% (excellent) based on September 2010 data. It's a sizable credit union with $2.35 billion in assets. Please refer to our financial overview of Tinker Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 24524).

Searching for the Best CD Rates and Reward Checking Rates

  Tags: CD rates, Oklahoma, IRA rates, checking account, Tinker Federal Credit Union

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Comments
Comment #1 by Anonymous posted on
Anonymous
Allegiance Credit Union also offers a Rewards Checking Account- 4.01% APR up to $20,000. Those are the rates as of January... Their website is www.allegiancecu.org and they're in Oklahoma City.

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