For those who missed the short-lived high rates at Credit Union of Atlanta in February, you can still get some good CD and IRA CD deals. These are just the standard rates, but some of them are still very competitive. Two of the best ones are a 1.53% APY 1-year CD and a 2.52% APY 3-year CD. Minimum deposit is $500. These rates are listed on the credit union's deposit rates page as of 4/14/2011: According to the credit union's share savings certificates page the penalty for early withdrawal is 90 days dividends for terms of 6 to 12 months, and 180 days dividends for terms of 24 to 60 months.
Membership in Credit Union of Atlanta is open to residents in parts of Atlanta, Georgia. You can also be eligible to join via select employer groups. The credit union used to be the Atlanta City Employees Credit Union so as you would expect, the employer groups include employees of the City of Atlanta and Fulton County. Please refer to the credit union's membership page for the full details.
The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 6.90% (excellent) based on December 2010 data. Please refer to our financial overview of Credit Union of Atlanta for more details. The credit union is federally insured by the NCUA (Charter # 67383).
Searching for the Best CD Rates
Compared to CD rates available nationwide as of 4/14/2011, these two rates are very competitive. The best 1-year CD rate is 1.41% APY at Melrose Credit Union, and the best 3-year CD rate is 2.27% APY at Velocity Credit Union. To search for the best nationwide rates and the best rates in your state, please refer to the following tables at DepositAccounts.com: