| Bank or Credit Union | Apy | Min | Max | Product | |
| University of Iowa Community Credit Union | 3.25% | - | $25k | Rewards Checking |
Top 4-Year CD Rate at University of Iowa Community Credit Union - Local Only
University of Iowa Community Credit Union has changed its CD and IRA CD special. Its 16-month CD special has changed to a 4-year CD special. Like the old one, this new special is very competitive with a 3.15% APY for a 4-year term. Minimum deposit is $1,000. The yield goes up to 3.30% APY for a $100,000 minimum deposit. These rates are listed at the credit union's rates page as of 5/5/2011.
The credit union continues to offer one of the highest rates in the nation on its reward checking account. As I reported in March, it did the very rare thing and raised the reward checking yield from 4.00% to 4.25% APY for balances up to $25K.
Membership
In addition to University of Iowa students, membership is open to those who live or work in any of more than a dozen counties in Eastern Iowa. Please refer to the credit union's About Us page for more details.
Credit Union Overview
UICCU branches are located in Cedar Rapids, Iowa City, Coralville, North Liberty, Grinnell, Vinton and Hiawatha.
The credit union has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 13.88% (above average) based on December 2010 data. Please refer to our financial overview of University of Iowa Community Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 60269).
Searching for the Best CD and IRA CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com:
Anonymous - #1, Sunday, May 8, 2011 - 1:59 PM
Univ. of Iowa CCU allows alumni to become members as well, regardless of where they currently live.
Anonymous - #2, Saturday, July 16, 2011 - 1:41 AM
Have these rates gone down? Their website http://www.uiccu.org/rates/rates-certificates-and-iras.html is now showing lower rates.
KenBDG - #3, Saturday, July 16, 2011 - 6:03 PM
Yes, it looks like the rates fell late Friday (7/15/11).
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