Dedicated to Deposits: Deals, Data, and Discussion
DETAILSINSTITUTIONAPYMINMAXPRODUCT
Raymond Federal Bank0.20%$50k-15 Month CD
Accounts mentioned in this post. Rates as of July 29, 2014

Special CD Rates at Raymond Federal Bank in WA State - Local Only

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Raymond Federal Bank

Raymond Federal Bank is offering two CD specials with competitive rates. The two best rates are 1.74% APY for a 30-month CD and a 1.26% APY for a 15-month CD. Slightly lower rates are available for smaller deposits. For example, the rates for a $15K deposit are 1.69% APY for 30 months and 1.21% APY for 15 months. These rates are listed in the bank's rates page as of 6/16/2011.

Above the rate table, it states that "IRA accounts are available for all Terms" and that "there is a 90 day interest penalty for early withdrawal". This is a mild penalty for long-term CDs.

Local Availability Only

A reader who commented in a previous post on this bank said that the bank only opens accounts for those who live in their market area (Pacific County and adjacent counties).

Raymond Federal Bank branches are located in the Washington State cities of Raymond, Long Beach and South Bend.

The bank has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 4.09% (excellent) based on March 2011 data. Please refer to our financial overview of Raymond Federal Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 28266).

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.


  Tags: Washington, CD rates, Raymond Federal Bank

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