Dedicated to Deposits: Deals, Data, and Discussion

Special 6-Month CD Rate at Texas Leadership Bank - Local Only


Texas Leadership Bank

Texas Leadership Bank is offering a special 1.25% APY 6-month CD. Minimum deposit is $2,500. This limited time offer is listed on the bank's front page as of 7/18/2011.

The last time I mentioned this bank was back in 2007 when the bank was having a 1-year CD special with a 5.55% APY (the good old days).

Texas Leadership Bank is located in Royse City which is about 20 miles east of Dallas on Interstate 30.

It's a one-office bank that was established in 2006. The bank has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 26.65% (average) based on March 2011 data. Please refer to our financial overview of Texas Leadership Bank for more details. The bank has been a FDIC member since 2006 (FDIC Certificate # 58312).

How Does This CD Rate Compare

In today's interest rate environment, it's hard to find 6-month CD rates over one percent. There is one nationally available 6-month CD with a 1.50% APY. That's at Connexus Credit Union, but it requires an active checking account. The second best rate is much lower at 1.15% APY at Bank of Internet. I still like Ally Bank's 11-month No-Penalty CD better than this Bank of Internet CD. Ally's rate is a little lower at 1.13% APY, but since it's a no-penalty CD, the depositor can make the term anything he wants from 7 days to 11 months.

Searching for the Best CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

Edit: corrected FDIC membership date.

  Tags: CD rates, Texas, Texas Leadership Bank

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Comment #1 by Anonymous posted on
if the bank was established in 2006, how has it been an FDIC member since 1996?

Comment #2 by KenBDG posted on
Good catch. That 1996 was a mistake.