Embarcadero Bank has two good deals on its mid-term CDs. The best one is a 1.34% APY 18-month CD. The 2-year CD is also fairly competitive with a 1.42% APY. Minimum deposit is $2,500. Lower rates apply to balances over $100,000. These rates are listed in the bank's rates page as of 9/21/2011.
It appears that a branch visit is required to open accounts. Embarcadero Bank is a small bank with one branch located at 110 West A Street (Suite 1000) in San Diego, California.
The bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) based on June 2011 data. Please refer to our financial overview of Embarcadero Bank for more details. The bank has been a FDIC member since 2006 (FDIC Certificate # 58291).
How These CD Rates Compare
For nationally available CDs, the best 18-month and 24-month CD rates are 1.55% APY and 1.70% APY at Alliant Credit Union. These have a $25,000 minimum deposit. The rates are 10 basis points lower for a $1,000 minimum. For an internet bank, the best 18-month and 24-month CD rates are 1.35% APY and 1.50% APY at CNBBankDirect. These also have a $25,000 minimum deposit. Rates are accurate as of 9/21/2011.
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.