Dedicated to Deposits: Deals, Data, and Discussion
American Plus Bank, N.A.1.00%$1k-24 - 59 Month CD
American Plus Bank, N.A.0.85%$1k-12 - 23 Month CD
American Plus Bank, N.A.0.70%$100k-Personal Savings
Accounts mentioned in this post. Rates as of August 28, 2014

Top CD & Savings Account Rates at American Plus Bank in CA - Local Only


American Plus Bank, N.A.

American Plus Bank, N.A. continues to offer competitive rates on its mid-term CDs. The two best are the 1.26% APY 1-year CD and the 1.46% APY 2-year CD. Minimum deposit is $1,000. These rates are listed at the bank's rates page as of 9/29/2011.

The bank also has competitive rate on its tiered-rate savings accounts. The top rate is 1.10% for a balance of at least $100,000. For balances of $10K to up to $100K, the rate is 0.98%. This savings account has a history of competitive rates. In early 2010, it had a 1.78% APY. The savings account requires a minimum balance of $300 to avoid monthly service charges.

It appears that a branch visit is required to open an account. It's a small two-office bank that was established in 2007. The two branches are located in the Los Angeles metro area cities of Rowland Heights and Arcadia.

The bank has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 8.92% (above average) based on June 2011 data. Please refer to our financial overview of American Plus Bank for more details. The bank is a member FDIC (FDIC Certificate # 58469).

How These CD Rates Compare

The best bank 1-year CD rate that's nationally available is 1.20% APY at Sallie Mae Bank. Two all-access credit unions have higher rates. One is Alliant Credit Union which has a 1.30% APY 1-year CD with a $25K minimum deposit and the other is Connexus Credit Union which has a 1.50% APY 1-year CD. This requires an active checking account.

Searching for the Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of

  Tags: American Plus Bank, N.A., California, savings account, CD rates

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