Dedicated to Deposits: Deals, Data, and Discussion
Miami Postal Service Credit Union1.91%$1k-60 Month CD
Miami Postal Service Credit Union0.75%$25k-9 Month Super Jumbo CD
Miami Postal Service Credit Union0.65%$5k-9 Month Jumbo CD
Accounts mentioned in this post. Rates as of July 31, 2014

Competitive 5-Year CD Rate at Miami Postal Service Credit Union - Local Only


In today's rate environment, it's difficult to find 2 percent CDs especially in Florida. Miami Postal Service Credit Union is one of the few Florida institutions that still offer a 2 percent CD. It has a 5-year CD with a 2.02% APY. Minimum deposit is $1,000. For those who prefer short-term CDs, the credit union continues to offer a very competitive 9-month CD with a 1.26% APY for a minimum deposit of $25K (1.00% APY for $5K minimum). These rates are listed in the credit union's deposit rates page as of 3/21/2012.

In addition to postal employees and retirees, membership is open to everyone who lives, works or worships within a 15 mile radius of the three credit union branches. Membership is also open to Federal Government employees and their families. Please refer to the credit union's eligibility page for the full details. Membership requires a minimum $5 balance in the share savings account.

Miami Postal Service Credit Union branches are located in Miami, Hialeah and Pinecrest.

The credit union has an overall health score at of 5 stars (out of 5) with a Texas Ratio of 3.38% (excellent) based on December 2011 data. Please refer to our financial overview of Miami Postal Service Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67330).

How These CD Rates Compare

The best nationally available 5-year CD rate is 2.35% APY at Justice Federal Credit Union for a $100K minimum (2.25% APY for a $500 minimum).

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

  Tags: Miami Postal Service Credit Union, Florida, CD rates

Related Posts