Dedicated to Deposits: Deals, Data, and Discussion

Top 1-Year & 15-Month CD Rates at Libertad Bank - Texas Only


Libertad Bank continues to offer two very competitive CD deals. The best one is a 15-month CD with a 1.50% APY. The other one is a 1-year CD with a 1.20% APY. Minimum deposit is $1,000, and the maximum deposit is $90,000. These rates are listed in the bank's rates page as of 5/30/2012.

These specials have been offered for the last couple of months. The reader txsaver first reported on these specials in the discussion forum.

There's an online application link located at the bank's CD promotions page. A branch visit is not required. However, I was told only Texas residents are eligible to open these accounts.

A few readers might remember Libertad Bank for its reward checking account, the Amazing Checking. Back in 2008 the bank was offering a top reward checking account that was available nationwide. It didn't last long. As I reported in 2009, the bank was forced to slash rates by the FDIC.

Libertad Bank is a small bank with one office located in Austin, Texas. It has an overall health score at of 4 stars (out of 5) with a Texas ratio of 14.18% based on March 2012 data. Please refer to our financial overview of Libertad Bank for more details. The bank has been a FDIC member since 2006 (FDIC Certificate # 58082).

How These CD Rates Compare

The best 1-year CD rate that's nationally available is 1.15% APY at Doral Bank Direct. This is also the best rate for an 18-month CD. Doral Bank Direct and Alliant Credit Union both offer an 18-month CD with a 1.15% APY. These rates are accurate as of 5/30/2012.

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

Related Pages: Libertad Bank, CD rates, Texas

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