Dedicated to Deposits: Deals, Data, and Discussion
Mid American Credit Union1.50%$1k-5 Year CD
Mid American Credit Union1.50%$1k-5 Year IRA (Traditional,Roth,SEP)
Mid American Credit Union0.90%$1k-3 Year CD
Mid American Credit Union0.90%$1k-3 Year IRA (Traditional,Roth,SEP)
Accounts mentioned in this post. Rates as of August 26, 2014

Competitive 5-Year CD Rate at Mid American Credit Union in Kansas


Mid American Credit Union

Mid American Credit Union is offering a competitive rate on its 5-year CD and IRA CD. It has a 2.10% APY for a minimum deposit of $1,000. The 3-year CD rate is also competitive with a 1.55% APY. These rates are listed in the credit union's dividend rates page as of 8/9/2012.

Credit union membership is open to those who live, work or worship in one of many counties in Kansas. Also eligible are members of Consumers United Program. I don't see any details of this program, so I recommend contacting the credit union about this program if you want to join. Please refer to the credit union's Membership Eligibility Page for more details. Membership requires maintaining the Basic Savings Account. Avoiding monthly fees requires maintaining a minimum balance of $100 in any combination of deposit accounts.

Mid American Credit Union branches are located in Wichita, Larned and Arkansas City. The credit union is part of the CU Service Centers which gives credit union members access to a nationwide network of branches for many banking transactions.

The credit union has an overall health score at of 4 stars (out of 5) with a Texas ratio of 9.51% based on March 2012 data. Please refer to our financial overview of Mid American Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 65378).

How This CD Rate Compares

The highest 5-year CD rate that's available from an all-access credit union is 2.12% APY at US Senate Federal Credit Union. This requires a $60K minimum deposit. The highest 5-year CD that's nationally available at a bank is 1.90% APY at CIT Bank for a $100K minimum and 1.85% APY for a $1K minimum deposit.

The above rates are accurate as of 8/9/2012.

Searching for the Best CD Rates

To search for the best nationwide rates and the best rates in your state, please refer to the following tables at

  Tags: Mid American Credit Union, CD rates, IRA rates, Kansas

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Comment #1 by Anonymous posted on
Credit unions are the way to go now, forget the banks that charge outragous service fees just for checking or even saving account.  If you have a credit card, they'll increase your rates without warning.  I closed my Regal Financail bank account and been very please with the credit union.  Better service, friendly staff and no hight fees.