We have a special date that's coming up this week. On Wednesday the date will be 12/12/12. There's at least one financial institution that's offering a deposit account promotion for this date. It's USAlliance Federal Credit Union, and it's offering a 12-month certificate with a 1.2% APY. Maximum deposit is $120,000. This will only be available on Wednesday 12/12/12. New money and e-statements are required. The offer is listed at this USAlliance FCU promotion page.
The credit union has an online application that can be used to apply for membership and new accounts. In the first page of the new-member application, you must select how you are eligible to join. The first option can be chosen by anyone:
I will become a WARC supporter. WARC is a community outreach program dedicated to helping children with developmental disabilities and their families. To thank you, USAlliance will happily make your $15 donation.
USAlliance FCU branches are located in New York, New Jersey and Massachusetts.
The credit union has an overall health score at DepositAccounts.com of 3 stars (out of 5) with a Texas ratio of 33.54% (below average) based on September 2012. Please refer to our financial overview of USAlliance FCU for more details. The credit union is federally insured by the NCUA (Charter # 17587).
How This CD Rate Compares
The two best short-term CD deals are currently at two all-access credit unions. Digital Federal Credit Union is still offering a special 1.50% APY 8-month CD, and Chartway Federal Credit Union is offering a special 1.26% APY 1-year CD (1.51% with a premium level checking relationship).
The highest 1-year CD rate at an internet bank is 1.11% APY at AloStar Bank of Commerce.
These rates are accurate as of 12/10/2012.
Searching for the Best CD Rates
To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.