Unless you can get lucky with a hot short-term CD deal, you’ll probably have to settle for rates around 1.00% for good short-term CD deals. That’s the case for Your Community Credit Union which is offering a 1.00% APY for a 6-month and 12-month Jumbo CD. The minimum deposit to qualify for this rate is $100,000. The rates go down quite a bit for smaller deposits. This rate is listed in the credit union’s rates page as of 5/2/2013.
Credit union membership is open to those who live, work or worship in one of many cities in the metro areas of Dallas-Fort Worth and Houston, Texas. Please refer to the credit union’s membership page for the full details.
There’s an online application that’s run by Andera which is common for online banking applications.
Your Community Credit Union’s branches are located in Irving, North Richland Hills, Farmers Branch and Webster. The credit union is also part of the shared branch network.
The credit union has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas ratio of 6.70% (excellent) based on December 2012 data. Please refer to our financial overview of Your Community Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68606).