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$100 Checking Account Bonus at Kinderhook Bank in NY - Local Only

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Kinderhook Bank

As I was looking for competitive reward checking accounts, I came across a nice bonus for a free checking account. Kinderhook Bank is offering a $100 bonus for its free checking account, called Freedom Checking. The offer is listed on the bank’s personal checking page as of 8/21/2013. No expiration date is listed, but this is a limited time offer. Below are the details that are required to qualify for the $100 bonus:

  • Open the Freedom Checking with a minimum deposit of $100
  • direct deposit of at least $100 within 60 days of account opening, and
  • 6 posted and cleared VISA CheckCard point-of-sale (POS) transactions (not including ATM transactions) of at least $5.00 each within 60 days of account opening

The Freedom Checking has no monthly maintenance fee. Customers receive a free order of 50 safety paper checks with first check order purchase.

The bank also offers a reward checking account called eFreedom Checking with a competitive rate and balance cap. The bonus does not apply to this account.

Availability - Local Only

There’s an online application link on the bank’s personal checking page. However, I was told that the bank requires that you come in person to one of the branches to sign the signature cards.

Kinderhook Bank branches are located south of Albany in the New York cities of Kinderhook, Chatham, Delmar, Hudson, Valatie and East Greenbush.

Bank Overview

Kinderhook Bank is an independent community bank that was established in 1853. It has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 1.81% (excellent) based on March 2013 data. Please refer to our financial overview of Kinderhook Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 7128).

Bank Bonuses

You can view my latest bank bonus blog posts in this bank bonus page. I and DepositAccounts.com readers often post on bonuses in the bank deals forum.


  Tags: checking account, New York, Kinderhook Bank

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