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14-Month CD Rate Special at Generations FCU in San Antonio, Texas


Generations Federal Credit Union

Generations Federal Credit Union is offering a promotional certificate with very competitive rates. It has a 1.60% APY for a $100,000 minimum deposit or a 1.50% APY for a $10,000 minimum. The term is 14 months. The rates apply to both regular and IRA CDs. These rates are listed in this credit union promo page as of 2/19/2014. Thanks to DA member Shorebreak for posting on this news in the forum.

It’s interesting to note that Generations had a similar promotion in late 2012. In that case the CD had a 1.50% APY for terms of 18 to 21 months. It’s nice to see this new promotion has similar rates for shorter terms. It’s another indication that rates are trending up.

Credit union membership is open to anyone who lives, works, worships, volunteers or attends school in Bexar County, Texas. Please refer to the credit union's About page for the full details.

Generations FCU branches are located throughout San Antonio.

The credit union has an overall health grade at an A+ with a Texas ratio of 5.75% (excellent) based on September 2013 data. Please refer to our financial overview of Generations FCU for more details. The credit union is federally insured by the NCUA (Charter # 4015).

How This CD Rate Compares

If you're a saver in Texas, you should consider yourself lucky. There are some great CD deals in several areas of Texas. This Generations special is the best short-term CD deal in the San Antonio area. Security Service Federal Credit Union also has a good deal in San Antonio and a few other Texas areas with a 1.25% APY for a 13-month term. The Corpus Christi area has long had great CD deals from a few local credit unions. The best short-term deal is a 1.50% APY 12-month CD at Gulf Coast Credit Union.

If you don’t live in one of these Texas areas, you can still get a 1.16% APY 1-year CD at PenFed. This is available online or by phone in any state.

These rates are accurate as of 2/19/2014.

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  Tags: Generations Federal Credit Union, CD rates, Texas

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Comment #1 by pattyb53 posted on
I appreciate this great rate. 14 Mo CD, 1.60% for $100K.  I opened the online application for the savings account.  It took a few days for the application to be approved, but today I received my membership #.  I plan to ACH the $100K to the savings account. A Rep told me that I could then open the CD by moving the funds from the Savings Acct.