Chase Bank has a long history of offering new-account bonuses. These include bonuses for personal checking accounts, business checking accounts and personal savings accounts. From my personal experience and from my observations, Chase has a pretty good record of paying their bonuses. If you open an account using a coupon code and you satisfy the activity requirements (which may be just direct deposit), there’s a good chance you’ll receive the bonus without hassles. However, I have seen some complaints from readers. So I thought it would be useful to let readers provide input via a poll.
Please take the poll if you have participated in past Chase promotions for checking or savings accounts. Did Chase pay the bonus as promised? If they did pay, did you have to call to get the bank to pay? If they didn’t pay, was it the bank’s fault for not paying (You think you should have been paid since you met all of the bonus requirements.) The results of this poll should help readers decide if future Chase promotions are worthwhile.
Even if you receive the bonus at Chase, you may not come out ahead in the long run. You have to be careful that you avoid monthly service fees. Also, all of Chase account rates are very low or zero. So you’ll be earning very little interest. Nevertheless, if you’re careful, these bonuses can be good deals.
Current Chase Promotions
Chase regularly offers various new-account bonuses. Many of the checking account bonuses will have special promo pages that often don’t last long. So if you see a link to a Chase promo page that is no longer valid, you’ll have to keep searching. Some of the bonuses have no online promo pages. This is common for the Chase savings account. You’ll have to search for paper coupons. These usually can’t easily be shared since they have unique coupon codes. One reader just received a $125 savings account bonus coupon by email. You might also receive these by regular mail, and I’ve heard some readers receiving these when they ask for one at a Chase branch.
I’ve just updated my review of Chase Checking account bonuses with new links to $200 and $150 promotions. If you’re looking for savings account Chase coupons and other Chase paper coupons, this forum thread has some useful links.