4 Year CD Rates in California

Compare 4 year certificate of deposit rates in California. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in California. If we have missed a local bank in your area please contact us and let us know by using the email link below

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Christian Community Credit Union2.25%$1k$250k$2,33448 - 59 Month Kingdom Builder Certificates - New Money Only
Energy One Credit Union2.00%$500-$2,06748 Month Share Certificate
Melrose Credit Union1.96%$5k-$2,0184 Year Share Certificate
Coronado First Bank1.92%$1k$100k$1,9764 Year CD
Wings Financial Credit Union1.87%$500-$1,9234 Year Dividend Paid Monthly Share Certificate
F & A Credit Union1.82%$1k-$1,87048 - 59 Month CD
American Airlines Credit Union1.81%$10k-$1,86048 Month CD
Alliant Credit Union1.80%$1k-$1,85448 - 59 Month Share CD
Hanscom Credit Union1.80%$1k-$1,85448 Month CD Special
Self-Help Credit Union1.77%$500-$1,82348 Month CD
Ukrainian Credit Union1.77%$500-$1,8184 Year CD
Community Trust Credit Union1.76%$500-$1,81248 Month Share Certificate
Justice Federal Credit Union1.75%*$500-$1,79648 Month CD
Pentagon Federal Credit Union1.74%$1k-$1,7864 Year Money Market Cerificate
Andrews Federal Credit Union1.71%$1k-$1,75448 Month CD
Geico Credit Union1.70%$1k-$1,7444 Year Savings Certificate
United States Senate Credit Union1.70%*$20k$100k$1,74948 Month Smart CD
Northwest Federal Credit Union1.66%*$25k-$1,7024 Year CD
Stanford Federal Credit Union1.66%*$25k-$1,70248 Month Premium CD
Cbc Credit Union1.65%$500-$1,6914 Year Share Certificate
Operating Engineers Local Union #3 Credit Union1.65%*$10k-$1,69648 Month Member Rewards CD
Habib American Bank1.65%$1,500-$1,6914 Year CD - California
Fort Knox Federal Credit Union1.60%$500-$1,64348 Month CD
Digital Credit Union1.60%$25k-$1,643Jumbo 48 - 59 Month Certificate - Relationship Rate
Alaska USA Credit Union1.60%*$10k-$1,64348 - 59 Month Certificate
RTN Federal Credit Union1.60%*$1k-$1,63948 Month CD
Anheuser-Busch Employees Credit Union1.60%$1k-$1,64348 Month Member Rewards Premier Share Certificate
Pacific Transportation Credit Union1.60%*$25k-$1,6394 Year Share Certificate
Barclays1.60%--$1,64348 Month Online CD
Navy Federal Credit Union1.60%*$20k-$1,6394 Year CD
U.P.S. Employees Credit Union1.56%$500-$1,5974 Year CD
Nationwide Bank1.55%*--$1,59148 Month CD
NuVision Credit Union1.55%*$25k-$1,586Business 4 Year CD
Pacific Marine Credit Union1.55%$1k-$1,5864 Year Share Certificates
First Choice Bank1.55%*$2,500-$1,59148 Month CD
Broadway Federal Bank1.51%$500-$1,54948 Month Manager's Special CD
Edwards Credit Union1.51%$1k-$1,54948 Month Certificate
Lighthouse Bank1.51%$10k-$1,54948-59 Month CD
Paradise Valley Credit Union1.51%$10k-$1,54948 Month CD
Tulare County Credit Union1.51%$1k-$1,54948 Month CD
Trugrocer Credit Union1.51%$10k-$1,54948 Month Money Market CD
Agriculture Federal Credit Union1.50%$1k-$1,53848 Month Share Certificate
Heritage Bank1.50%$25k-$1,53848 Month CD
Hudson City Savings Bank1.50%$500-$1,5344 Year CD
OneUnited Bank1.50%$1k-$1,534UNITY Gold 4 Year E-CD
USAA Bank1.50%$1k$95k$1,5344 Year CD - Standard
Stillwater National Bank1.50%*$10k-$1,53448 Month CD
Easthampton Savings Bank1.50%$1k-$1,53448 Month CD
Mcgraw Hill Credit Union1.50%$10k-$1,53848 Month CD
Doral Bank1.50%$1k-$1,53848 Month Certificate
San Diego Firefighters Credit Union1.50%$2k-$1,53848 Month CD
Treasury Department Credit Union1.50%$500-$1,53848 Month CD
Ventura County Credit Union1.50%$1k-$1,53848 Month CD
Patriots Credit Union1.50%$1k-$1,5344 Year CD
First National Bank (LA)1.50%--$1,53448 Month CD
Home Bank of California1.46%$10k-$1,49648-59 Month CD
Virtual Bank1.46%$10k-$1,4924 Year eCD
Geauga Savings Bank1.45%$1k-$1,48648 Month CD
Intervest National Bank1.45%$2,500-$1,4824 Year CD
1St United Services Credit Union1.45%$2k-$1,48248 Month Bump Certificate
Ally Bank1.45%--$1,482Raise Your Rate 4-Year CD
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SCE Federal Credit Union1.45%*$25k-$1,48648 Month CD
Northrop Grumman Federal Credit Union1.43%$2,500-$1,46548 Month Term CD
Balboa Thrift and Loan Association1.41%$10k-$1,44448 Month CD
American First Credit Union1.41%$1k-$1,44048 Month Share Certificate
Harbor Federal Credit Union1.41%*$10k-$1,44448 Month Share Certificate
Butte Credit Union1.41%*$20k-$1,44448 Month CD
First New England Federal Credit Union1.41%$1k-$1,44448 Month CD - Relationship
MetLife Bank1.40%$2k-$1,43448 Month CD
Patriot Bank1.40%$1k-$1,43448 Month CD
Chevron Federal Credit Union1.40%$500-$1,4304-Year CD
KeySource Commercial Bank1.40%$100-$1,43048 Month CD
Armed Forces Bank of California, National Association1.40%$500-$1,43448 Month CD
Armed Forces Bank, National Association1.40%$500-$1,43448 Month CD
Burbank City Credit Union1.40%*$25k-$1,43448 - 60 Month Fixed Rate Share Certificate
Farmers Insurance Group Credit Union1.40%*$1k-$1,43448 Month Share Certificate
Spectrum Credit Union1.40%$500-$1,4304 Year CD
Solano First Credit Union1.40%$1k-$1,43448 Month Fixed CD
First Imperial Credit Union1.40%$500-$1,43448 Month Share Certificate
Valley First Credit Union1.39%$10k-$1,42348 Month Premium CD
Sea Air Credit Union1.37%$1k$50k$1,3984 Year CD
Miramar Credit Union1.36%*$1k-$1,39248 Month CD
Air Academy Federal Credit Union1.35%$10k-$1,38148 Month CD
University Federal Credit Union1.35%--$1,38148 Month Web CD
First Internet Bank of IN1.35%$1k-$1,38148 Month CD
H&R Block Bank 1.35%$250-$1,38148 Month CD
OneWest Bank1.35%$1k-$1,3784 Year Online CD
LBS Financial Credit Union1.35%$20k-$1,37848 Month Silver Share Certificate
First Savings Bank Northwest1.33%$25k-$1,36148 Month CD
Garden Savings Federal Credit Union1.31%$500-$1,3364 Year Share Certificate
Cabrillo Credit Union1.31%$10k-$1,34048-59 Month Share Certificate
American Bank1.30%$500-$1,32948 Month CD
FNBO Direct1.30%$500$1m$1,32948 Month CD
Salem Five1.30%$500-$1,15942 - 59 Month CD
Lockheed Federal Credit Union1.30%$1k-$1,32948 Month CD
CEF Credit Union1.30%$1k$100k$1,3264 Year Certificate
Lake Michigan Credit Union1.30%$500-$1,32648 Month VIP CD
First Republic Bank1.30%$5k-$1,3264 Year CD
Financial Partners CU (CA)1.30%$1k-$1,32648-59 Month CD
San Diego County Credit Union1.30%*$10k-$1,32648 Month CD
Commonwealth Central Credit Union1.30%$25k-$1,32948 Month Share Certificate
Quantum National Bank1.30%$1k-$1,32948 Month Relationship CD
Third Federal1.30%$500-$1,32948 Month CD
Bank of Internet USA1.26%$1k-$1,28848 Month CD
Altaone Credit Union1.26%*$10k-$1,28848 Month Share Certificate
California Community Bank1.26%$2,500-$1,28848 to 59 Month CD
Los Angeles Credit Union1.26%$1k-$1,28848-59 Month Senior Share Certificate
Chabot Credit Union1.26%$5k-$1,28848 Month Share Certificate
Desert Communities Credit Union1.26%$5k-$1,2844 Year CD
BofI Federal Bank1.26%$1k-$1,288Business 48 Month CD
BBVA Compass1.25%$5k$1m$1,27748 Month CD
S-Bank1.25%$1k-$1,27448 Month Statement Term Certificates
Baxter Credit Union1.25%$500-$1,27748 Month Rewards CD
First Mountain Bank1.25%$1k$100k$1,27748 Month CD
NASA Federal Credit Union1.25%$1k-$1,277Business 48 Month CD
Heritage Oaks Bank1.25%$1k-$1,2744 Year Simply Amazing CD
NOVA Bank1.25%$500-$1,27748 Month CD
Santa Clara County Credit Union1.25%*$5k-$1,27748 Month CD
SD Medical Credit Union1.25%$10k-$1,2744 Year CD
Sea West Coast Guard Credit Union1.25%$500$50k$1,27748 Month CD
Technology Credit Union1.25%$1k-$1,2744 Year CD
Safeamerica Credit Union1.25%--$1,27448-60 Month (less 1 day) CD
North American Savings Bank1.25%$10k-$1,27448 - 59 Month CD with Checking
First Security Bank & Trust1.23%$10k-$1,25648 - 59 Month CD
EverBank1.21%$1,500-$1,2324 Year Yield Pledge CD
Patelco Credit Union1.21%$1k-$1,23248 - 59 Month CD
Western Federal Credit Union1.21%*$1k-$1,23248 Month Share Certificate
Velocity Credit Union1.21%$1k-$1,2324 Year Inflation Fighter Share Certificate
Partners Credit Union1.21%$1k-$1,23248 Month CD
America's Christian Credit Union1.21%$1k-$1,23248 Month Share Certificate
Bank of Napa, N.A.1.21%*$10k-$1,26249 - 60 Month CD
UMe Credit Union1.21%$2k-$1,23648-59 Month Certificate
Pacific Alliance Bank1.21%$5k-$1,2324 Year CD
Clearpath Credit Union1.21%*$10k-$1,23648-59 Month Clearly Better Savings Certificate
United Security Bank (CA)1.21%*$1k-$1,2324 Year Business CD
Valley Oak Credit Union1.21%$2,500-$1,23648 Month CD
Apple Federal Credit Union1.20%$500-$1,22548 Month Share Certificate
CapitalSource Bank1.20%$10k-$1,22548 Month CD
Community Bank of Raymore1.20%$500-$1,2224 Year Emerald Club CD
Dime Savings Bank1.20%$500-$1,2224 Year CD
E-LOAN.com1.20%$10k-$1,2224 Year CD
Newtown Savings Bank1.20%--$1,2224 Year CD
Community Bank (CA)1.20%$2,500-$1,2224 Year - 1824 Day CD
Mission Credit Union1.20%$10k-$1,22248 Month CD
Provident Savings Bank, F.S.B.1.20%$25k-$1,2224 Year CD Plus Special
5Star Bank1.20%$1k-$1,2224 Year CD
Keypoint CU (CA)1.20%$1k-$1,22548-59 Month Share Certificate
San Francisco Credit Union1.20%$10k-$1,22548 Month Certificate
Xceed Financial Credit Union1.20%$500-$1,22548 Month CD
USC Credit Union1.20%$1k-$1,22548 Month CD
Beacon Federal Bank1.19%$2,500-$1,21548 Month CD
Grossmont Schools Credit Union1.16%$10k-$1,18448 Month CD
Trans-Pacific National Bank1.16%-$100k$1,1804 Year CD
Bank of Blue Valley1.15%--$1,17348 - 59 Months CD
UnivestDirect1.15%$500-$1,17348 Month CD
INOVA Federal Credit Union1.15%$200-$1,1704 Year CD
Orange County's Credit Union1.15%*$25k-$1,17048 Month CD
North Orange County Credit Union1.15%$1k-$1,17348 thru 59 Month CD
Saigon National Bank1.15%$1k-$1,17348 Month CD
Prospectors Federal Credit Union1.15%*$10k-$1,1704 Year CD
United Catholics Credit Union1.15%$1k-$1,17348 Month CD
Rafe Credit Union1.15%*$25k-$1,17348 Month Share Certificate
Ocean Crest Credit Union1.13%*$10k-$1,1494 Year CD
West Texas National Bank1.11%$1k-$1,1294 Year CD
Safe Credit Union1.11%*$25k-$1,12948 - 59 Month CD
North County Credit Union1.11%*$2,500-$1,13248 Month CD
Community C.U. Of So. Humboldt Credit Union1.11%$10k-$1,13248 Month Share Certificate
Moore West Credit Union1.11%$1k-$1,13248 Month CD
SchoolsFirst Federal Credit Union1.10%*$20k-$1,11848 - 59 Month Share Certificate
Mutual of Omaha Bank1.10%$1k-$1,11848 Month CD
Eagle Community Credit Union1.10%*$2k-$1,12148 Month Term Share Certificate
Glendale Area Schools Credit Union1.10%$1k-$1,1184 Year Share Certificate
Kern Credit Union1.10%$1k-$1,12148 Month CD
Nikkei Credit Union1.10%*$2k-$1,12148-Month Share Certificate
Va Desert Pacific Credit Union1.10%$2,500-$1,12148 Month Share Certificate
Visterra Credit Union1.10%$2k-$1,12148 - 59 Month CD
Glendale City Employees Credit Union1.10%$10k-$1,12148 Month Bump-Up Share Certificate
South Bay Credit Union1.10%$1k-$1,11848 Month CD
Kaiperm Credit Union1.08%$500-$1,10148 Month Variable CD
Chetco Credit Union1.06%*$25k-$1,08048 Month Time Share Certificate
Coast Central Credit Union1.06%*$500-$1,07748 to 59 Month CD
Principal Bank1.06%$5k-$1,08048 Month CD
Southeast Financial Federal Credit Union1.05%$500-$1,0674 Year CD
North Country Savings Bank1.05%$500-$1,0674 Year CD
Pacific Resource Credit Union1.05%$1k-$1,06748 Month CD
Pacific Service Credit Union1.05%*$1k-$1,0674-Year CD
Matadors Community Credit Union1.05%$10k-$1,07048 Month CD
Musicians' Interguild Credit Union1.05%$1k-$1,0674 Year CD
Travis Credit Union1.05%$500-$1,070Business 48 Month CD
Lassen County Credit Union1.05%$10k-$1,07048 Month Share Certificate Special
Kinecta Credit Union1.05%$1k-$1,0674 Year CD
Urban Partnership Bank1.05%$1k$1m$93342 Month CD
Union Bank of California1.01%$350$100k$94148 - 59 Month CD
Sacramento Credit Union1.01%*$20k-$1,02548 Month CD
Security First Bank (CA)1.01%$2,500-$1,0254 Year CD
Sun Financial Credit Union1.01%$2,500$50k$1,02848-60 Month CD
Sesloc Credit Union1.01%$1k-$1,0254 Year Share Certificate
Visalia Community Bank1.01%*$2,500-$1,0254 Year CD
American Express Bank, FSB1.00%--$1,01848 Month CD
First Trade Union Savings1.00%$500-$1,0154 Year CD
Provident Credit Union (CA)1.00%$1k-$1,01548 Month CD
South Division Credit Union1.00%$1k-$1,0154 Year CD
First Entertainment Credit Union 1.00%$1k-$1,0154 Year Term Account
Los Angeles Police Federal Credit Union1.00%$500$50k$1,0154 Year Regular Share Certificates
CoastHills Federal Credit Union1.00%$25k$50k$1,01848 - 59 Month Share Certificate
Foothill Federal Credit Union1.00%$2k-$1,01848 Month Share Certificate
Webster Bank1.00%$1k-$1,0154 Year CD
E-Central Credit Union1.00%$1k-$1,01548 - 59 Month CD
The Golden 1 Credit Union1.00%*$1k-$1,01548 Month CD
Alliance CU (CA)1.00%$500-$1,01548 Month Share Certificate
California Coast Credit Union1.00%*$10k-$1,0154 – 5 Year Certificate
Downey Credit Union1.00%$1k-$1,01848 Month Share Certificate
Community Business Bank (CA)1.00%*$10k-$1,01848 Month CD
First U.S. Community Credit Union1.00%*$10k-$1,01848-59 Month CD
California Bear Credit Union1.00%$1k-$1,01848 Month Share Certificate
Camino Credit Union1.00%*$2,500-$1,01848 Month Share Certificate
Independence Bank (CA)1.00%$1k-$1,01848 Month CD
Kings Credit Union1.00%*$10k-$1,01848 Month CD
National 1st Credit Union1.00%$1k-$1,01848 Month CD
Thrivent Financial Bank1.00%$1k-$1,01848 Month Standard CD
Technicolor Credit Union1.00%$1k$100k$1,0154 Year CD
Farmers and Merchants Bank of Long Beach1.00%$1k-$1,01848 Month Market Rate CD
Union Yes Credit Union1.00%$500-$1,01848 Month CD
Water And Power Community Credit Union1.00%$1k$99k$1,01848 Month CD
Media City Community Credit Union1.00%$1k-$1,01848-59 Month CD
Inland Empire Credit Union1.00%$25k-$1,0154 Year CD
Credit Union of Southern Calif.1.00%$1k-$1,01848 Month Certificate - Relationship Rate
Cattaraugus County Bank0.99%$1k-$1,00848 Month CD
California Community Credit Union0.98%*$25k-$99748 Month Mini Jumbo Certificate
NewDominion Bank0.95%$1k-$96448 Month Fixed Rate CD
Southland Credit Union0.95%$1k-$9644 Year Term share CD
Consumers Credit Union (IL)0.95%$250-$9644 Year CD
Altura Credit Union0.95%$1k-$96448 Month Share Certificate
Arrowhead Central Credit Union0.95%*$25k-$96648 Month Share Certificate
Pacific Oaks Credit Union0.95%$1k-$9644 Year Certificates
Pacific Trust Bank, FSB0.95%*$25k-$96648 Month CD
Central State Credit Union0.95%$10k$25k$96648 - 59 Month Premium Share Certificate
Five Star Bank (CA)0.95%$1k-$96648 Month CD
Priority One Credit Union0.95%$2,500-$96648 Month Share Certificate
Schools Financial Credit Union0.95%$1k-$96648 Month CD
Greater Valley Credit Union0.95%$1k-$96648 Month Share Certificate
Sierra Central Credit Union0.95%*$25k-$96648 Month CD
Fiscal Credit Union0.95%*$25k-$96648 - 59 Month CD
Acacia Federal Savings Bank0.90%$500-$91548 Month CD
iGObanking0.90%$1k-$91548 Month iGOCD
First Bank (MO)0.90%$10k$100k$91248 Month CD
San Mateo Credit Union0.90%$2k-$91548 Month CD
Schools Credit Union0.90%*$2k-$91548 - 59 Month Platinum Rewards CD
SRI Credit Union0.90%$1k-$9124 Year CD
Wedbush Bank0.90%$25k-$91548 Month Business CD
Sun Community Credit Union0.90%$500$100k$91548 Month CD
State Farm Bank0.87%*--$88448 Month CD
Zions Bank0.85%$1k-$8614 Year Gold CD
KeyBank0.85%$25k$100k$86148 Month Tiered CD - Relationship
Centennial Bank (CA)0.85%$10k-$86348 Month CD
Bakersfield City Employees Credit Union0.85%*$10k-$86348 Month Share Certificate
Far East National Bank0.85%$1k-$86348 Month CD
Pasadena Service Credit Union0.85%$1k-$86148 Month Share Certificate
Pasadena Credit Union0.85%*$1k-$86348 - 59 Month CD
Kern Schools Credit Union0.85%$1k-$86348 Month Share Certificate
Bourns Employees Credit Union0.85%*$10k-$86348 Month Share Certificate
Flagstar Direct0.85%$500-$86348 Month Internet CD
Charles Schwab Bank0.81%$1k-$82248 Month CD
1st Source Bank0.80%$500-$8104 Year CD
Point Loma Credit Union0.80%$1k-$8104 Year CD
ING DIRECT0.80%--$81248 Month Orange CD
HSBC Advance0.80%--$81248 Month Online CD
Randolph Bank & Trust Company0.80%*$10k-$81048 Month Fixed Rate CD
Meriwest Credit Union0.80%$1k-$8104 Years Pick-A-Term Share Certificate
AFTRA-SAG Credit Union0.80%$10k-$81048 Month Coogan Certificate
Heritage Community Credit Union0.80%$1k-$8104 Year Share Certificate
First City Credit Union0.80%*$10k-$8104 Year Term Certificate
Scott Valley Bank0.80%*$10k-$8104 Year Traditional CD
Health Associates Credit Union0.80%*$20k-$81248 Month Share Certificate
US Bank N.A.0.80%$500$250k$81248 Month CD
Capital One Direct Banking0.80%$5k$100k$8104 Year Costco Members CD
HSBC Bank USA, National Association0.80%$1k-$81248 Month Online CD
ViewPoint Bank0.75%$1k-$76148 Month Regular CD
Citibank0.75%$1k-$7584 Year CD
Flagstar Bank0.75%$500-$76148 - 59 Month CD
Mendo Lake Credit Union0.75%$1k-$7584 Year Time Certificate
Partners 1St Credit Union0.75%$500-$76148 Month CD
Presidio Bank0.75%$10k-$761Business 48 Month CD
Santa Cruz Community Credit Union0.75%$1k-$76148 Month Share Certificate
Yolo Credit Union0.75%$500-$75848-59 Month CD
Airbanking0.75%$500-$7584 Year CD
Parishioners Credit Union0.71%$1k-$7184 Year Share Certificate
Community Bank of Pleasant Hill0.70%$500-$7074 Year CD
First National Community Bank (PA)0.70%$1k-$7074 Year CD
Capstone Credit Union0.70%$1k-$7074 Year CD
FirstBank (CO) 0.70%$10k-$620Business 3-1/2 Year Premier Time
Fremont Bank0.65%$2,500-$6564 Year CD
InTouch Credit Union0.65%$1k$95k$65848 Month CD
Wells Fargo Bank0.65%--$656Business 48 - 59 Month CD
Fort Bragg Community Credit Union0.65%$10k-$65848 Month Share Certificate
Bay Credit Union0.60%$1k-$6054 Year CD
Comerica Bank0.60%$1k-$6054 Year CD
North Valley Bank (CA)0.60%$10k-$6054 Year CD
Tucoemas Credit Union0.60%*$10k-$60748 Month CD
Wescom Central Credit Union0.60%$500-$60548 Month CD
National Bank of Kansas City0.55%$5k-$55648 - 59 Month CD
20Th Century Fox Credit Union0.50%$2,500-$5044 Year Certificate
Regions Bank0.50%$500-$50548 - 53 Month Relationship CD
Sonoma Credit Union0.50%$1k-$5044 Year CD
Sandia Laboratory Credit Union0.45%*$1k-$45448 Month Variable CD
Aurora Bank FSB0.35%$1k-$35248 Month CD
BankDirect0.25%$10k-$25248 Month CD
Cooperative Center Federal Credit Union0.25%$1k-$2514 Year CD
Inland Credit Union0.25%--$25248 Month CD
Guardian Credit Union0.20%$500-$20148 Month Share Certificate