Bank CD Rates
Compare 1 year certificate of deposit rates from banks and credit unions. CD rates can vary greatly between banks and credit unions. We track current rates for over 1,000 banks and credit unions to help you find the best deal on your next bank CD. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates. You may also be interested in a 9 Month CD.
SPONSORED LISTINGS - Hide
Start SavingCIT Bank 1 Year Achiever CDAPY 1.08% Min $25k Max N/A Earnings Est. $270
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank High Yield 12-Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $251
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank High Yield 12-Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $251Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Pentagon Federal Credit Union | 1.16% | $1k | - | $290 | 1 Year Money Market Cerificate | |
| Connexus Credit Union | 1.10% | $10k | - | $276 | 12 Month Certificate With Active Checking | |
| Melrose Credit Union | 1.10% | $5k | - | $275 | 1 Year Share Certificate | |
| CIT Bank | 1.08% | $25k | - | $270 | 1 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Self-Help Credit Union | 1.06% | $500 | - | $266 | 12 Month CD | |
| Ascencia Bank | 1.05% | $500 | $97k | $262 | 1 Year CD | |
| Nationwide Bank | 1.05%* | - | - | $262 | 12 Month CD | |
| Fort Knox Federal Credit Union | 1.05% | $500 | - | $307 | 14 Month CD Local Stimulus Special | |
| Incredible Bank | 1.05% | $10k | $90k | $285 | 13 Month CD | |
| AloStar Bank of Commerce | 1.03% | $1k | - | $258 | 12 Month CD | |
| Virtual Bank | 1.01% | $10k | - | $253 | 12 Month eCD | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $250 | 12 Month CD | |
| Ally Bank | 1.00% | - | - | $251 | High Yield 12-Month CD | |
| Start Saving | ||||||
| Discover Bank | 1.00% | $2,500 | - | $251 | 12 Month CD | |
| Start Saving | ||||||
| MetLife Bank | 1.00% | $25k | - | $250 | 12 Month CD | |
| CNB Bank Direct | 1.00% | $25k | - | $250 | 12 Month CD | |
| First Internet Bank of IN | 0.95% | $1k | - | $238 | 12 Month CD | |
| Flagstar Bank | 0.95%† | $500 | - | $258 | 13 Month CD | |
| AIG Bank | 0.92% | - | - | $231 | 12 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $225 | 1 Year CD | |
| Sallie Mae Bank | 0.90% | - | - | $225 | 12-Month CD | |
| OneWest Bank | 0.90% | $1k | - | $244 | 13 Month Online CD | |
| Andrews Federal Credit Union | 0.90% | $1k | - | $225 | 12 Month CD | |
| USAA Bank | 0.86% | $1k | $95k | $215 | 1 Year CD - Standard | |
| Affinity Credit Union | 0.85% | $500 | - | $213 | 12 Month Certificate | |
| First Savings Bank Northwest | 0.82% | $25k | - | $206 | 12 Month CD | |
| Hudson City Savings Bank | 0.80%† | $500 | - | $217 | 13 Months CD | |
| Bank of Internet USA | 0.75% | $1k | - | $188 | 12 Month CD | |
| EverBank | 0.75% | $1,500 | - | $188 | 1 Year Yield Pledge CD | |
| Presidential Online Bank | 0.75% | $1k | - | $188 | 1 Year CD | |
| Giantbank.com | 0.75% | $2,500 | - | $188 | 12 Month Giant Personal CD | |
| H&R Block Bank | 0.75% | - | - | $188 | 12 Month CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $188 | 12 Month CD | |
| Grand Yield Direct | 0.75% | $5k | - | $188 | Grand Yield Direct CD 12 month term | |
| BankUnited | 0.75% | $5k | - | $188 | 12 Month CD Special | |
| Clear Sky Accounts | 0.70% | $5k | - | $190 | 13 Month Clear Sky CD | |
| American Bank | 0.60% | $500 | - | $150 | 12 Month CD | |
| Community Bank of Pleasant Hill | 0.60% | $500 | - | $150 | 1 Year CD | |
| Atlantic Coast Bank | 0.60% | $1k | - | $150 | 12 Month iCertificates of Deposit | |
| AmTrustDirect | 0.60% | - | - | $150 | 12 Month CD | |
| Royal Banks of Missouri | 0.60% | $1k | $100k | $150 | 12 Month CD | |
| American Express Bank FSB | 0.55% | - | - | $138 | 12 Month CD | |
| State Farm Bank | 0.55%*† | - | - | $138 | 12 Month CD | |
| Intervest National Bank | 0.55% | $2,500 | - | $138 | 1 Year CD | |
| Zions Bank | 0.50% | $1k | - | $125 | 1 Year Gold CD | |
| Community Bank of Raymore | 0.50% | $500 | - | $125 | 1 Year Emerald Club CD | |
| ING DIRECT | 0.50% | - | - | $125 | 12 Month Orange CD | |
| Third Federal | 0.50%† | $500 | - | $125 | 12 Month CD | |
| S-Bank | 0.50% | $1k | - | $125 | 12 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 0.50% | $200 | - | $146 | 14 Month Step-Up CD | |
| Kaiser Federal Bank | 0.50% | $1k | - | $125 | 1 Year to Less than 2 Year CD | |
| Easthampton Savings Bank | 0.50% | $1k | - | $125 | 12 Month CD | |
| First National Community Bank (PA) | 0.50% | $1k | - | $146 | 14 Month CD | |
| Urban Partnership Bank | 0.50% | $1k | $1m | $125 | 12 Month CD | |
| Chase Manhattan Bank | 0.45%† | $10k | - | $122 | 13 Month CD Special | |
| Stillwater National Bank | 0.45%*† | $10k | - | $113 | 12 Month CD | |
| Airbanking | 0.45% | $500 | - | $113 | 1 Year CD | |
| Heartland Bank Direct | 0.45% | - | - | $113 | 12 Month Online CD | |
| University Federal Credit Union | 0.40% | - | - | $100 | 12 Month Web CD | |
| FNBO Direct | 0.40% | - | - | $100 | 12 Month CD | |
| Heritage Bank | 0.40% | $1k | - | $100 | 12 Month CD | |
| JustBankIt.com | 0.40% | $1k | - | $100 | 12 Month CD | |
| Sovereign Bank | 0.40%* | $10k | $100k | $100 | 12 Month Rising Rate Relationship CD | |
| Bank of America | 0.35%† | - | - | $87.50 | 12 - 17 Month CD | |
| Patriot Bank | 0.30% | $1k | - | $81.38 | 13 Month CD | |
| ViewPoint Bank | 0.25% | $1k | - | $62.50 | 12 Month Regular CD | |
| Citibank | 0.25%† | $1k | - | $62.50 | 1 Year CD | |
| Southern Community Bank & Trust | 0.20%* | $500 | - | $50.00 | 12 Month CD | |
| HSBC Bank USA, National Association | 0.20% | $1k | - | $50.14 | Online 1 Year plus 1 day CD | |
| Charles Schwab Bank | 0.20% | $1k | - | $50.14 | 12 Month CD | |
| 20Th Century Fox Credit Union | 0.20% | $5k | - | $50.00 | 1 Year Certificate | |
| iGObanking | 0.15% | $1k | - | $37.50 | 12 Month iGOCD | |
| Aurora Bank FSB | 0.15% | $1k | - | $37.50 | 12 Month CD | |
| Amegy Bank | 0.10% | $1k | - | $22.60 | 330 Day Jumbo Personal CD | |
| US Bank N.A. | 0.10% | $500 | $250k | $25.07 | 12 Month CD | |
Featured 1 Year CDs
Average Bank CD Rate Trend
