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Featured 2-Year CD Rates
Average 4 Year CD Rate Trend
Featured Accounts

4 Year CD Rates

Compare rates on 4 year CDs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Melrose Credit Union2.02%$5k-$2,0824 Year Share Certificate
Fort Knox Federal Credit Union1.85%$500-$1,82546 Month CD Special
America's Credit Union 1.80%$10k-$1,85448 Month Term Promotional Standard Share Certificate
GE Capital Retail Bank1.75%$25k-$1,80248 Month CD
Oritani Bank1.75%$1k-$1,7964 Year CD
Nationwide Bank1.74%*$500-$1,79148 Month CD
EverBank1.73%$1,500-$1,7754 Year Yield Pledge CD
Barclays1.70%--$1,74948 Month Online CD
Learn MoreSponsored Note: No Minimum Balance. FDIC Insured.
CIT Bank1.70%$1k-$1,7444 Year CD
Bogota Savings Bank1.66%$1k-$1,7024 Year CD
GE Capital Bank1.65%$500-$1,6914 Year CD
Learn MoreAdvertisementSponsored Note: Steady growth, guaranteed returns and a low minimum deposit to open.
ableBanking1.65%$1k$240k$1,6914 Year CD
Kearny Federal Savings Bank1.65%$500-$1,6914 Year StarBanking Plus CD
Harvest Community Bank1.61%$500-$1,65448 Month CD
Columbia Bank (NJ)1.60%$500-$1,643Online 48 Month CD
State Farm Bank1.60%--$1,64348 Month CD
Discover Bank1.60%$2,500-$1,6394 Year CD
Digital Credit Union1.60%$25k-$1,626Jumbo 48 - 59 Month Certificate - Relationship Rate
Cape Bank1.60%--$1,6394 Year CD
RSI BANK1.60%$1k-$1,64348 Month CD
Intervest National Bank1.58%$2,500-$1,6184 Year CD
Andrews Federal Credit Union1.56%$1k-$1,60148 Month Share Certificate
Lincoln Park Savings Bank1.56%$500-$1,5974 Year CD
Alliant Credit Union1.55%$1k-$1,57448 - 59 Month Share CD
Belvoir Federal Credit Union1.55%$1k-$1,59148 Month Share Certificate
Northrop Grumman Federal Credit Union1.55%$2,500-$1,59148 Month Term CD
Lake Michigan Credit Union1.55%$500-$1,59148 Month VIP CD
CNB Bank Direct1.51%$1k$250k$1,54948 Month CD
Garden Savings Federal Credit Union1.51%$500-$1,5454 Year Share Certificate
South Jersey Federal Credit Union1.51%$1k-$1,5454 Year CD
Franklin Federal Savings Bank1.51%$500-$1,5454 Year CD
Freedom Bank (NJ)1.50%$500$100k$1,52236-47 Month Bump-Up CD
Crest Savings Bank1.50%$500-$1,53448 Month CD
Peapack-Gladstone Bank1.50%$500-$1,43945 Month CD (New Money only)
Ponce De Leon Federal Bank1.50%$500-$1,53848 Month CD
Webster Bank1.50%$1k-$1,5344 Year CD
Clifton Savings Bank1.50%$500-$1,60550 Month CD
Eli Lilly Credit Union1.50%$1k-$1,5344 Year CD
Communitywide Credit Union1.50%$2k-$1,53848 Month Share Certificate
Cross River Bank1.50%$500-$1,53848 Month CD
Fulton Bank of New Jersey1.50%$500-$1,5344 Year CD
USAlliance Credit Union1.46%$500-$1,49648 Month CD
Grand Bank, N.A.1.41%$1k-$1,44448 Month CD
Geauga Savings Bank1.40%$1k-$1,43448 Month CD
Patriot Bank1.40%$1k-$1,43448 Month CD
Parke Bank1.40%$500-$1,43448 Month CD
Pen Air Credit Union1.40%$500-$1,43448 Month CD
Astera Credit Union1.40%$500-$1,4304 Year CD
Capital Educators Federal Credit Union1.36%$500-$1,37736 - 47 Month Share Certificate
Spencer Savings Bank 1.35%$1k-$1,38148 Month CD
First Choice Bank (NJ)1.35%$1k-$1,38148 Month CD
Royal Bank America1.35%$1k-$1,3784 Year CD
First Bank (NJ)1.35%$500-$1,38148 Month CD
Glen Rock Savings Bank1.35%$500-$1,38148 Month CD
Doral Direct1.32%$500-$1,35048 Month CD
Northwest Federal Credit Union1.31%*$25k-$1,3364 Year Share Certificate
Metuchen Savings Bank1.31%$500-$1,34048 Month Special CD
Ally Bank1.30%--$1,326Raise Your Rate 4-Year CD
Learn MoreAdvertisementSponsored Note: No Minimum Deposit to Open. Consistently competitive rates. Member FDIC.
Cornerstone Bank (NJ)1.30%$500-$1,27346 Month CD Sale
Gibraltar Bank1.30%$2,500-$1,27346 Month Red Carpet CD
Hopewell Valley Community Bank1.30%$500-$1,32948 Month CD
First Internet Bank of IN1.30%$1k-$1,32948 Month CD
The Bank of Princeton1.30%$500$100k$1,32948 Month CD
Self-Help Credit Union1.26%$500-$1,28848 Month Standard CD
Pentagon Federal Credit Union1.26%$1k-$1,2844 Year Money Market Cerificate
Franklin Bank (NJ)1.26%$500-$1,28848 Month Interest Credited Monthly CD
Raritan Bay Federal Credit Union1.25%$1k-$1,27748 Month CD
Roselle Savings Bank1.25%$1k-$1,27748 Month CD
United Teletech Financial Credit Union1.25%$500-$1,26448-59 Month CD Special
Apple Federal Credit Union1.25%$500-$1,27748 Month Share Certificate
OneWest Bank1.25%$1k-$1,2744 Year Online CD
Magyar Bank1.25%$2,500-$1,27448 Month CD
Hudson City Savings Bank1.25%$500-$1,2744 Year CD
OneUnited Bank1.25%$1k-$1,274UNITY Gold 4 Year E-CD
Northern Bank & Trust Company1.25%$500-$1,27748 Month CD
Liberty Bell Bank1.25%$500-$1,27748 Month CD
Security Bank (OK)1.25%$2k-$1,27748 Month CD
Beneficial Mutual Savings Bank1.25%$1k-$1,26448 - 59 Month CD
McGraw Hill Credit Union1.25%$10k-$1,27748 Month CD
New Millennium Bank1.25%$500-$1,27748 Month CD
Airbanking1.20%$500-$1,2224 Year CD
E-LOAN.com1.20%$10k-$1,2224 Year CD
Flagstar Bank1.20%$500-$1,21248 - 59 Month CD
City National Bank (NJ)1.20%$500-$1,2124 - 5 Year CD
Justice Federal Credit Union1.20%*$500-$1,22548 Month Share Certificate w/ JNA Relationship
BCB Community Bank1.20%$500-$1,2224 Year CD
Indus American Bank1.20%$2k-$1,22548 Month CD
Haddon Savings Bank1.20%$500-$1,2224 Year CD
Freehold Savings Bank1.20%$500-$1,2224 Year CD
NJ Gateway Credit Union1.19%$1k-$1,21548 Month Share CD
Audubon Savings Bank1.16%$500-$1,18448 Month CD
Millington Savings Bank1.16%$500-$1,18448 Month CD
Atlantic Stewardship Bank1.15%$500-$1,16136 - 47 Month Power CD
Haven Savings Bank1.15%$100-$1,02442 Month CD
Mountain America Credit Union1.15%$500-$1,17348 Month CD
Bank SNB1.15%$10k-$1,17348 Month CD
Highlands State Bank1.15%--$1,17348 Month CD
Schuyler Savings Bank1.15%$1k-$1,17348 Month CD
West Texas National Bank1.11%$1k-$1,1294 Year CD
Armed Forces Bank, National Association1.10%$500-$1,121Business 48 Month CD
American Express Bank, FSB.1.10%--$1,12148 Month CD
Quantum National Bank1.07%$1k-$1,09048 Month Relationship CD
Patelco Credit Union1.06%$1k-$1,06948 - 59 Month CD
Automatic Data Processing Credit Union1.06%$25k-$1,08048 Month Jumbo Share Certificate
North American Savings Bank1.05%$10k-$1,05848 - 59 Month CD with Checking
Bank of Internet USA1.05%$1k-$1,07048 Month CD
National Bank of Kansas City1.05%--$1,05848 - 59 Month CD
First Savings Bank Northwest1.02%$25k-$1,03948 Month CD
SunTrust Bank1.01%$2k-$1,02848 Month Banker Special Promotional CD
Monroe Savings Bank, SLA1.01%$500-$1,0254 Year CD
Sturdy Savings Bank1.01%$500-$1,0254 Year CD
Sun National Bank1.00%$500$100k$1,00736-47 Month Relationship CD
First Trade Union Bank1.00%$500-$1,0154 Year CD
Heritage Community Bank1.00%$500-$1,01848 Month CD
Salem Five1.00%$500-$1,00742 - 59 Month CD
Aspire Federal Credit Union1.00%$500-$1,01848 Month eCertificate
INOVA Federal Credit Union1.00%$200-$1,0154 Year CD
HAB Bank1.00%$1,500-$1,0154 Year CD - Queens & NJ & Hicksville
Easthampton Savings Bank1.00%$1k-$1,01848 Month CD
Century Savings Bank1.00%$500-$1,01848 Month CD
Ocean City Home Bank1.00%--$1,01848 Month CD
The Atlantic Credit Union1.00%*$10k-$1,0154 Year CD
The First National Bank of Elmer1.00%$500-$1,01848 Month CD
United Financial Services Credit Union1.00%$1k-$1,01848 Month CD
Unity Bank (NJ)1.00%$1k-$1,01848 Month CD
First Atlantic Credit Union1.00%$500-$1,00748-59 Month Share Certificate
Republic Bank (Philadelphia, PA)0.95%--$95648 - 59 Month CD
Chartway Federal Credit Union0.95%$10k-$96648 Month CD
Community Bank of Raymore0.95%$500-$9644 Year CD
USAA Bank0.95%$1k$95k$9644 Year CD - Standard
Cattaraugus County Bank0.94%$1k-$95648 Month Gold Club CD
Heritage Bank0.94%$25k-$95648 Month CD
The Jacksonville Bank0.92%$1k-$92636 - 59 Month CD
FNBO Direct0.90%$500$1m$91548 Month CD
NJM Bank0.90%$500-$91548 Month CD
First Security Bank & Trust0.90%$2,500-$90548 - 59 Month CD
Citizens State Bank (FL)0.89%*$1k-$90448 Month CD
First National Bank (LA)0.85%--$86348 Month CD
Univest Bank and Trust Co.0.85%$500-$86348 Month Fixed CD
Seacoast Commerce Bank0.85%$10k-$861Premium Certificate 4 Year
Millville Savings and Loan Association0.85%$1k-$8614 Year CD
Principal Bank0.85%$5k-$86348 Month CD
Green Bank, National Association0.80%$1k$250k$8104 Year GO! CD
First National Community Bank (PA)0.80%$1k-$8104 Year CD
Zions Bank0.75%$1k-$7584 Year Internet CD
Pinnacle Federal Credit Union0.75%$500-$76148 Month CD
University Federal Credit Union0.75%$1k-$76148 Month Regular CD
NVE Bank (NJ)0.75%$1k-$76148 Month CD
Investors Bank0.75%$500-$7584 Year CD
Newtown Savings Bank0.75%--$7584 Year CD
North Country Savings Bank0.75%$500-$7584 Year CD
Northfield Bank0.75%$2,500-$76148 Month CD
KeyBank0.75%$25k$100k$76148 Month Tiered CD - Relationship
Polish & Slavic Credit Union0.75%$500-$7584 Year CD
First Financial Credit Union0.75%$500-$76148 Month Savings Certificate
Newfield National Bank0.75%$500-$7584 Year CD
Shore Community Bank0.75%$500-$76148 Month CD
Capital One 3600.70%--$70948 Month CD
United Central Bank0.70%$1k-$70748 Month CD
Community Bank of Pleasant Hill0.70%$500-$7074 Year CD
Consumers Credit Union (IL)0.70%$250-$7074 Year CD
SussexBank0.70%$1k-$7074 Year Promo CD
GCF Bank0.68%$500-$6023 1/2 Year CD
American Bank0.65%$500-$658Business 48 Month CD
Bank of Blue Valley0.65%$500-$65148 - 59 Months CD
PNC Bank, National Association0.65%*$25k-$65848 Month CD
Susquehanna Bank0.65%*$500-$65148 - 59 Month Fixed Rate CD
Acume0.65%*$20k-$65848 Month Share Certificate
Colonial Bank, FSB0.65%$1k-$65848 Month CD
Jersey Shore Credit Union0.65%$25k-$65112-60 Month Share Certificate
Urban Partnership Bank0.60%*$500-$60748 Month CD
1st Source Bank0.60%$500-$6054 Year CD
Credit Union Of New Jersey0.60%*$500-$6054 Year Basic Share Certificate
Somerset Savings Bank, SLA0.60%$500-$60748 Month CD
Garden State Credit Union0.60%$1k-$60748 Month Share Certificate
ViewPoint Bank, National Association0.55%$1k-$55648 Month Regular CD
NJ Community Federal Credit Union0.55%$1k-$55648 Month Share Certificate
US Bank (OH)0.50%$500$250k$505Business 48 Month CD
Union Bank (San Francisco, CA)0.50%$350$100k$50048 - 59 Month CD
NewDominion Bank0.50%$1k-$50548 Month Fixed Rate CD
South Division Credit Union0.50%$1k-$5044 Year CD
NexBank0.50%$10k-$50548 Month CD
20Th Century Fox Credit Union0.50%$2,500-$5044 Year Certificate
1st Colonial Community Bank0.50%$500-$50548 Month CD
The First National Bank of Absecon0.50%--$50048 - 59 Month CD
Chase Manhattan Bank0.45%*$10k-$45042-47 Month CD Special- Relationship
Fox Chase Bank0.45%$500-$45448 Month CD
The Pennsville National Bank0.45%$500-$45448 Month CD
Capital One Bank0.45%$1k-$4534 Year CD
Sandia Laboratory Credit Union0.40%*$1k-$40448 Month Variable CD
Citibank0.35%$1k-$3524 Year CD
iGObanking0.35%$1k-$35348 Month iGOCD
BankDirect0.25%$10k-$25248 Month Commercial CD
Comerica Bank0.25%$1k-$2514 Year Fixed Rate CD
TrustCo Bank0.25%--$2514 Year CD
Bank of America0.20%$1k-$19948 - 59 Month CD - Platinum Rate
HSBC0.15%$1k-$15148 Month Online CD
Santander Bank, N.A0.15%$500-$15750 Month CD
H&R Block Bank 0.03%$250-$30.1048 Month CD
Charles Schwab Bank0.03%$1k-$30.1048 Month CD