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6 Month CD Rates

Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results.

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Deposit Amount | $1 $100,000
Currently Including:
245
RESULTS

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Bogota Savings Bank9 Month CD1.00%$1k-$187
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Connexus Credit Union6 Month Certificate With Active Checking14 Reviews1.00%$10k-$125
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America's Credit Union 5 Month Term Loyalty Certificate1.00%$500-$104
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Doral Direct 9 Month CD5 Reviews0.91%$500-$171
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Quorum Federal Credit Union9 Month Term Savings0.90%$1k-$169
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AloStar Bank of Commerce9 Month CD3 Reviews0.85%$1k-$159
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Bank5 Connect6 Month Connect CD5 Reviews0.85%$500-$106
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The National Republic Bank of Chicago182 Day CD1 Review0.80%$1k$100k$99.53
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Synchrony Bank9 Month CD12 Reviews0.70%$25k-$131
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Discover Bank9 Month CD27 Reviews0.70%$2,500-$131
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Virtual Bank9 Month eCD5 Reviews0.70%$10k-$131
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Xceed Financial Credit Union7 Month CD9 Reviews0.70%$500-$102
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Colorado Federal Savings Bank6 Month CD2 Reviews0.70%$5k-$87.59
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Communitywide Credit Union6 Month Share Certificate0.70%$2k-$87.59
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BAC Florida BankBAC Internet Time Deposit 6 Months0.70%$500-$87.59
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USAA Bank270 Day CD - Standard55 Reviews0.66%$1k$95k$122
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TIAA Direct9 Month CD5 Reviews0.65%$1k-$122
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Incredible BankIncredible 9 Month CD19 Reviews0.65%$10k$90k$122
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Sun National Bank8 Month Promo Relationship CD1 Review0.65%$500$100k$109
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Amalgamated Bank7 Month Promotional CD1 Review0.65%$500-$94.70
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UmbrellaBank.com9 Month CD0.61%$10k-$114
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OneWest Bank N.A. (Pasadena, CA)9 Month Branch CD16 Reviews0.60%$1k-$113
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New Millennium Bank9 Month CD0.60%$500-$113
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NewDominion Bank9 Month Fixed Rate CD0.60%$1k-$113
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Barclays9 Month Online CD13 Reviews0.60%--$113
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Digital Credit UnionJumbo 3 - 5 Month Certificate (Add-On) - Relationship Rate8 Reviews0.60%$25k-$84.14
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BBCN Bank6 Month CD1 Review0.60%$1k-$75.09
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First Internet Bank of IN6 Month CD1 Review0.60%$1k-$75.09
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Wilshire Bank180 Day CD2 Reviews0.60%$1k-$73.86
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Northrop Grumman Federal Credit Union6 Month Term CD0.56%$2,500-$70.09
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Valley National Bank9 Months Multiple Maturity CD11 Reviews0.55%$500$500k$103
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Pacific Mercantile Bank270 Day Personal CD6 Reviews0.55%$1k-$102
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OneUnited BankUNITY 270 Day CD1 Review0.55%$1k-$102
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Grand Bank, N.A.8 Month CD0.55%$1k-$91.83
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USAlliance Credit Union9 Month CD0.55%$500-$77.13
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State Bank of India6 Month CD0.55%$5k-$68.84
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Chartway Federal Credit Union6 Month CD9 Reviews0.55%$10k-$68.84
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Andrews Federal Credit Union6 Month Share Certificate9 Reviews0.55%$1k-$68.84
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Displaying 1-40 of 245 Results



6 Month CD Rate Trend

6-Month CD Rates

CDs, or certificates of deposit, give consumers a secure means of growing savings over a fixed period of time. A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur penalties when “called,” or closed, early.

The rate table above allows you to shop around for the best CD rates in the 6-month category and compare different features offered by various banks and credit unions. Some institutions will give discounts on loans if you have a CD with them, and others might offer a free checking account that is linked to the CD for your convenience.

When a CD Expires

Once the CD maturity date is reached, you will have the option to withdraw all of the money (plus any interest earned) or roll it over into a new CD. Many institutions have an automatic roll over policy, meaning that they will automatically stick your funds into another CD if you do not give them any other instructions in time. Usually, you will have a 10-14 day window in which to decide what to do with your deposit. Though 6-month CDs don’t offer high interest rates, compared to long term CDs, its short time frame is helpful if interest rates are in a downward trend, as it gives you a break during which you can put those funds to better use in a longer term CD.