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Featured Savings Rates
Average Personal Checking Rate Trend
Featured Accounts

Compare Personal Checking Accounts

Compare personal checking accounts from banks and credit unions. You may also want to view our list of reward checking accounts, which offer significantly higher rates on average, but do have minimum usage requirements.

Bank or Credit UnionApyMinMax1yr Est.
Earnings
Product
EverBank1.10%-$100k$55.00Yield Pledge Checking - 6mo promo rate for new customers
Oritani Bank1.02%-$100k$51.00Loyalty Checking
Bank5 Connect0.76%$100-$38.00Bank5 Connect Checking
Bank of Internet USA0.71%--$35.50High Interest Checking
Incredible Bank0.66%-$250k$33.00Incredible Checking
FNBO Direct0.65%-$1m$32.50Online Billpay
Alliant Credit Union0.65%--$32.50High Rate Checking
First Internet Bank of IN0.55%$500-$27.50Interest Checking
Mutual of Omaha Bank0.50%$1,500$250k$25.00Online Advantage Checking
Liberty Bell Bank0.50%-$5k$25.00E-Statement Checking
Indus American Bank0.50%--$25.00Premium Interest Checking
Garden Savings Federal Credit Union0.50%$750-$25.00Senior Account
First Choice Bank (NJ)0.50%--$25.00First Choice Platinum Checking
Regal Bank0.50%$500-$25.00NOW Account
AloStar Bank of Commerce0.50%$500-$25.00Interest Checking
Clear Sky Accounts0.45%*-$250k$22.50Clear Sky Checking
Security Bank (OK)0.45%--$22.50Security Senior Checking
Parke Bank0.40%--$20.00Parke 55 Plus
Capital One Bank0.40%--$20.00High Yield Free Checking
Columbia Bank (NJ)0.40%*$1k$250k$20.00Online Yield Plus Checking
American Bank0.40%-$10k$20.00American e-Checking
NJM Bank0.35%--$17.50Stewardship Checking
BCB Community Bank0.35%$500-$17.50Senior Checking
First Financial Credit Union0.35%$1k-$17.50Electronic Checking Account
Nationwide Bank0.30%*$2,500-$15.00E-Checking
Century Savings Bank0.30%$300-$15.00Century Checking Plus
Sun National Bank0.30%$2,500-$15.00KAPOW Checking
OneUnited Bank0.30%*$100-$15.00UNITY Gold Checking
Intervest National Bank0.30%*$2,500-$15.00Interest Checking
National Bank of Kansas City0.30%--$15.00Silver Checking
Ally Bank0.25%*--$12.50Interest Checking Account
Salem Five Direct0.25%-$1m$12.50eOne Checking
Redneck Bank0.25%--$12.50Redneck Rewards Checking - Non Qualifying
First Bank (NJ)0.25%$500-$12.50Premier Checking Account
Geauga Savings Bank0.25%$500-$12.50Super Checking
State Farm Bank0.25%$2,500-$12.50Interest Checking
1st Colonial Community Bank0.25%$1k-$12.50Personal NOW Account
Cross River Bank0.25%--$12.50I Connect Select Checking
Freedom Bank (NJ)0.25%--$12.50Now Account
Self Reliance (NJ) Credit Union0.25%--$12.50Share Draft Account
Northern Bank & Trust Company0.25%*$5k-$12.50Northern Premium Checking
Community Bank of Pleasant Hill0.25%$2,500-$12.50Wall Street Checking
Community Bank of Raymore0.25%$2,500-$12.50Wall Street Checking
Haven Savings Bank0.25%$1k-$12.50Super NOW Checking
Heritage Community Bank0.25%--$12.50Heritage Rewards Checking - Non Qualifying
iGObanking0.25%--$12.50iGOchecking
Kearny Federal Savings Bank0.25%$500-$12.50Star Checking
Lake Michigan Credit Union0.25%*$2,500-$12.50Investors Checking Account
Melrose Credit Union0.25%$500-$12.50EZ Checking
Evantage Bank0.25%--$12.50Evantage Rewards Checking - Non Qualifying
AmericaNet Bank0.25%--$12.50Rewards Checking - Non Qualifying
Apple Federal Credit Union0.25%--$12.50Advantage Checking
Capital One 3600.20%*--$10.00360 Checking
1st Constitution Bank0.20%*--$10.001st Choice Checking
Chartway Federal Credit Union0.20%$2,500-$10.00Premium Value Checking
NexBank0.20%*$5k-$10.00Platinum One Checking
Easthampton Savings Bank0.20%--$10.00Premier Checking
Beneficial Mutual Savings Bank0.20%--$10.00Start Rewarding
Communitywide Credit Union0.20%$5k-$10.00Checking Account
Haddon Savings Bank0.20%$50-$10.00Now Account
Millington Savings Bank0.20%$2,500-$10.00Super NOW Checking
Gibraltar Bank0.20%$4k$20k$10.00Red Carpet NOW Interest Checking
Lincoln Park Savings Bank0.20%*$1k-$10.00NOW Checking
First Savings Bank Northwest0.20%$5k-$10.00Green Checking
City National Bank (NJ)0.20%*$1,500-$10.00Personal Super NOW Checking
Connexus Credit Union0.20%--$10.00MyRewards Checking - Non Qualifying
Hudson City Savings Bank0.20%$5k-$10.00Better Interest Banking
America's Credit Union 0.20%$2,500-$10.00Golden 55 Checking
State Bank of Toledo0.15%--$7.50Hometown Green Checking - Non Qualifying
ProvidentNJ Direct0.15%*$50-$15.50Green Checking
Ponce De Leon Federal Bank0.15%--$7.50Negotiable Order of Withdrawal (NOW)
Flagstar Bank0.15%*$5k-$7.50Victors Checking
North American Savings Bank0.15%$2,500-$7.50Elite 50 Checking
Royal Bank America0.15%$500-$7.50Encore Checking
Clifton Savings Bank0.15%$2,500-$7.50Super N.O.W.
Fox Chase Bank0.15%*$3k-$7.50Fox Chase Interest Checking
Audubon Savings Bank0.15%*$5k-$7.50Interest Checking
Community Bank of Bergen County, N. J.0.15%*$5k-$7.50Prestige Checking Account
Millville Savings and Loan Association0.15%$300-$7.50NOW Checking (truncated)
Glen Rock Savings Bank0.15%$1k-$7.50Super NOW Account
New Millennium Bank0.15%$100-$7.50Totally Free Checking Account
Ocean City Home Bank0.15%*$5k-$7.50Non-Profit Checking
RSI BANK0.15%*$5k-$7.50i-Checking
Self-Help Credit Union0.15%$2,500-$7.50Premium Checking
Sandia Laboratory Credit Union0.15%$500-$7.50Money Manager Checking
INOVA Federal Credit Union0.15%--$7.50Ovation Checking - Non Qualifying
Citizens State Bank (FL)0.15%$5k-$7.50Interest Checking
Giantbank.com0.15%*$1k$10m$7.50Giant Personal Checking
North Country Savings Bank0.15%$2,500-$7.50Premier Interest Checking
NewDominion Bank0.15%$100-$7.50FirstRate Checking
Liberty Savings Bank0.15%--$7.50High Interest Checking - Non Qualifying
KeyBank0.15%*--$7.50Key Privilege Select Checking (Daily Sweep)
Boiling Springs Savings Bank0.15%*--$7.50Premium Checking
Presidential Bank (MD)0.12%-$25k$6.00Checking PLUS
The Jacksonville Bank0.10%--$5.00Classic Checking
Aspire Federal Credit Union0.10%*$500-$5.00Premier 10 Checking
Roselle Savings Bank0.10%$100-$5.00Super N.O.W. Account
Unity Bank (NJ)0.10%--$5.00Student Checking
Republic Bank (Philadelphia, PA)0.10%$1k-$5.00Checking with Interest
Crest Savings Bank0.10%$250-$5.00Crest 55 Checking
Patriot Bank0.10%*$1k-$5.00Declaration Checking
Union Center National Bank0.10%--$5.00Super Heart Smart Checking - Non Qualifying
Spencer Savings Bank 0.10%$100-$5.00Spencer Gold Checking
Harvest Community Bank0.10%$200-$5.00Harvest Interest Checking
BankFirst Financial Services0.10%--$5.00Kasasa Cash - Non Qualifying
South Jersey Federal Credit Union0.10%--$5.00Checking
Andrews Federal Credit Union0.10%$5k-$5.00Advantage Share Draft Account
Bank SNB0.10%$1k-$5.00Investor Select Checking:
First National Bank (LA)0.10%*$5k-$5.00Platinum Checking
The Berkshire Bank0.10%*$1,500$1m$5.00NOW Checking
OneWest Bank0.10%*--$5.00Premium Checking
Susquehanna Bank0.10%*$5k-$5.00Relationship Checking: Senior
1st Bank of Sea Isle City0.10%$100-$5.00NOW Checking
Astera Credit Union0.10%$500-$5.00Check Plus Account
Colonial Bank, FSB0.10%$3k-$5.00Select Checking
Pacific Community Credit Union0.10%--$5.00Convenience Checking Plus
Delanco Federal Savings Bank0.10%--$5.00Easy Living Checking Account
Metuchen Savings Bank0.10%$50-$5.00NOW Checking
Franklin Bank (NJ)0.10%$25-$5.00Premier Checking
Freehold Savings Bank0.10%$100-$5.00NOW Checking
GSL Savings Bank0.10%$100-$5.00Now Checking Account
Monroe Savings Bank, SLA0.10%$250-$5.00Checking
Llewellyn-Edison Savings Bank, FSB0.10%$100-$5.00NOW Checking
Newfield National Bank0.10%$300-$5.00"NOW" Checking Account
Schuyler Savings Bank0.10%--$5.00Senior Checking Account
Shore Community Bank0.10%$25-$5.00Senior Checking 55 & Over
The First National Bank of Elmer0.10%$1k-$5.00Super NOW
United Teletech Financial Credit Union0.10%$5k-$5.00eUreka! Checking Account
Airbanking0.10%*--$5.00big airchecking
First Jersey Credit Union0.10%--$5.00Freedom Checking
Simplicity Bank0.10%*$1k-$5.00Relationship Checking
TIAA Direct0.10%*$1,500-$5.00Interest Checking
Patelco Credit Union0.10%$5k-$5.00Premier Interest Checking
Investors Bank0.10%$2,500-$5.00Preferred Checking
NVE Bank (NJ)0.10%$2,500-$5.00Super NOW
Northrop Grumman Federal Credit Union0.10%$500-$5.00Regular Checking
Magyar Bank0.10%*--$5.00Premium Checking
Mountain America Credit Union0.10%$1k-$5.00MyStyle Checking
West Texas National Bank0.10%--$5.00Ultimate Checking - Non Qualifying
Northwest Federal Credit Union0.10%--$5.00Premier Checking
First National Community Bank0.10%--$5.00Wise Rewards Checking - Non Qualifying
The Farmers Bank0.10%$2,500-$5.00Premium Interest Checking
Grand Bank, N.A.0.10%$1k-$5.00NOW Checking
Bank of Blue Valley0.10%*$5k-$5.00Classic Checking Account (NOW Account)
Capital Educators Federal Credit Union0.10%--$5.00Classic Checking
Highlands State Bank0.09%--$4.50Prime Interest Checking
Heritage Bank0.08%$1k-$4.00Legacy Checking
Newtown Savings Bank0.08%--$4.00Flagship Checking
Eli Lilly Credit Union0.07%--$3.50Dividend Checking
Franklin Synergy Bank0.06%*$2,500-$3.00Synergy Club Checking
Citibank0.05%$500-$2.50Citigold Interest Checking
Ouachita Independent Bank0.05%--$2.50OIB Interest Checking
Pinnacle Federal Credit Union0.05%--$2.50Choice Checking
Hopewell Valley Community Bank0.05%--$2.50Kasasa Cash - Non Qualifying
US Bank (OH)0.05%$2,500-$2.50Platinum Checking
NJ Gateway Credit Union0.05%$1k-$2.50Premier Checking Account
Digital Credit Union0.05%$2,500-$2.50Dividend Checking
USAlliance Credit Union0.05%$2k-$2.50USA Gold Checking
BAC Florida Bank0.05%*--$2.50BAC Internet Interest Checking
Atlantic Stewardship Bank0.05%--$2.50Power Rate Checking - Non Qualifying
First Trade Union Bank0.05%$1k-$2.50FT Checking
The Bank of Princeton0.05%$1k-$2.50Premier Checking
Avidia Bank0.05%--$2.50eChecking - Non Qualifying
Zions Bank0.05%*--$2.50Gold Checking Plus
E*TRADE Bank0.05%$5k-$2.50Max-Rate Checking
Justice Federal Credit Union0.05%$2,500-$2.50Justice National Account (JNA Checking)
Cathay Bank0.05%*$2k-$2.50Cathay ValuePlus
TrustCo Bank0.05%--$2.50Free Interest Checking
The Adirondack Trust Company0.05%--$2.50NOW Account
Armed Forces Bank, National Association0.05%$500-$2.50Classic Checking
McGraw Hill Credit Union0.05%$500-$2.50Interest Checking
Lusitania Savings Bank0.05%$1k-$2.50Value Checking
Xceed Financial Credit Union0.05%*--$2.50SeekMore Checking Account
The First National Bank of Absecon0.05%*$5k-$2.50Fabulous Fifty Checking
The Pennsville National Bank0.05%*$5k-$2.50Extreme Checking
Somerset Savings Bank, SLA0.05%$50-$2.50NOW Checking with Interest Account
First Atlantic Credit Union0.05%$500-$2.50Interest Checking Account
First Technology Federal Credit Union0.05%--$2.50Dividend Rewards Checking - Non Qualifying
Lee Bank0.05%--$2.50CACHE Checking - Non-Qualifying
First Security Bank & Trust0.05%*--$2.50Interest Checking
Atlantic Coast Bank0.05%--$2.50High Tide Rewards Checking - Non Qualifying
ABCO Federal Credit Union0.05%--$2.50Premiere Checking - Non Qualifying
First National Community Bank (PA)0.05%--$2.50Workplace Banking
Pacific Mercantile Bank0.05%$1,500-$2.50Personal Net Image Interest Checking Account
BankDirect0.05%*$2,500-$2.50Checking
Seacoast Commerce Bank0.05%--$2.50Personal Interest Checking
Cornerstone Bank (NJ)0.05%--$2.50Supreme Checking Account
Belvoir Federal Credit Union0.05%--$2.50CUXcel - Non Qualifying
SussexBank0.05%*$2,500-$2.50High Point Checking
Air Force Federal Credit Union0.05%--$2.50Share Draft Account
Amalgamated Bank0.05%$500-$2.50NOW
Amegy Bank0.05%*--$2.50Amegy Platinum Checking
University Federal Credit Union0.05%$2,500-$2.50Premium Checking
United Central Bank0.05%*--$2.50Global Value Checking
Bogota Savings Bank0.04%*$5k-$2.00Blue Ribbon Checking
First American Bank (IL)0.03%--$1.50Everyday Rewards Checking - Non Qualifying
Comerica Bank0.03%*--$1.50Comerica Platinum Circle Checking®
Hamilton Horizons Credit Union0.03%$500-$1.50Share Draft
Peapack-Gladstone Bank0.03%$1k-$1.50Interest-Bearing (Individual)
H&R Block Bank 0.03%--$1.50Interest Checking
Charles Schwab Bank0.02%--$1.00Interest Checking Account
Automatic Data Processing Credit Union0.02%$2k-$1.00Basic Checking Account
GCF Bank0.02%$300-$1.00NOW Checking Account
Salem Five0.02%--$1.00Star Checkinig
Raritan Bay Federal Credit Union0.01%--$0.50Kasasa Cash - Non Qualifying
City National Bank0.01%--$0.50NetAdvantage Checking - Non Qualifying
Consumers Credit Union (IL)0.01%--$0.50Free Rewards Checking (Medium) - Non Qualifying
Manasquan Savings Bank0.01%--$0.50Kasasa Cash - Non Qualifying
Urban Partnership Bank0.01%*--$0.50Premium Partnership Plus Checking
M&T Bank0.01%*--$0.50MyChoice Premium Checking
Ameriprise Financial0.01%--$0.50Ameriprise Cash
Chase Manhattan Bank0.01%--$0.50Chase Premier Platinum Checking
Bank of America0.01%*--$0.50Bank of America Advantage with Tiered Interest Checking
PNC Bank, National Association0.01%$2k-$0.50Performance Interest Checking
Polish & Slavic Credit Union0.01%$1,500-$0.50Checking
Affinity Credit Union0.01%--$0.50Affinity Checking
Sturdy Savings Bank0.01%$100-$0.50NOW Checking
Garden State Credit Union0.01%$2k-$0.50Primary Checking Account
HSBC0.01%--$0.50Online HSBC Premier Checking
SunTrust Bank0.01%--$0.50Signature Advantage Banking
Webster Bank0.01%--$0.50WebsterOne Checking
ViewPoint Bank, National Association0.01%--$0.50Absolute Checking - Non Qualifying
Union Bank (San Francisco, CA)0.01%--$0.50Tiered Interest Checking