Compare Checking Accounts
Compare personal checking accounts from banks and credit unions. You may also want to view our list of reward checking accounts, which offer significantly higher rates on average, but do have minimum usage requirements.
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Start SavingING DIRECT Electric Orange CheckingAPY 0.20% Min N/A Max N/A Earnings Est. $20.00
Sponsored Note: FDIC InsuredStart SavingEverBank Yield Pledge CheckingAPY 0.56% Min $10k Max $10m Earnings Est. $98.00
Sponsored Note: Unlimited ATM Reimbursements. $50 satisfaction guarantee.Start SavingAlly Bank Interest Checking AccountAPY 0.40% Min N/A Max N/A Earnings Est. $40.00
Sponsored Note: No monthly fees. No minimum balance. Unlimited check writing.
Sponsored Note: FDIC InsuredStart SavingEverBank Yield Pledge CheckingAPY 0.56% Min $10k Max $10m Earnings Est. $98.00Sponsored Note: Unlimited ATM Reimbursements. $50 satisfaction guarantee.Start SavingAlly Bank Interest Checking AccountAPY 0.40% Min N/A Max N/A Earnings Est. $40.00Sponsored Note: No monthly fees. No minimum balance. Unlimited check writing.
| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Incredible Bank | 1.01% | - | $250k | $101 | Checking Account | |
| EverBank | 0.56%* | $10k | $10m | $98.00 | Yield Pledge Checking | |
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| American Bank | 0.85% | $1k | $25k | $85.00 | American Bank e-Checking | |
| Community Bank of Pleasant Hill | 0.85% | $2,500 | - | $85.00 | Wall Street Checking | |
| Community Bank of Raymore | 0.85% | $2,500 | - | $85.00 | Wall Street Checking | |
| Clear Sky Accounts | 0.75%* | $10k | $250k | $75.00 | Clear Sky Checking | |
| Grand Yield Direct | 0.75% | - | - | $75.00 | Grand Yield Direct Advantage Interest Checking | |
| Capital One Direct Banking | 0.75% | - | $100k | $75.00 | Interest Online Checking - Promotional Rate | |
| Bank of Internet USA | 0.71% | - | - | $71.00 | High Interest Checking | |
| FNBO Direct | 0.70% | - | $1m | $70.00 | Online Billpay | |
| Easthampton Savings Bank | 0.65% | - | - | $65.00 | Premier Checking | |
| First Internet Bank of IN | 0.60% | $500 | - | $60.00 | Interest Checking | |
| Intervest National Bank | 0.50%* | $2,500 | - | $50.00 | Interest Checking | |
| State Farm Bank | 0.44%† | $2,500 | - | $44.00 | Interest Checking | |
| Ascencia Bank | 0.43% | - | - | $43.00 | Interest Checking | |
| Ally Bank | 0.40%* | - | - | $40.00 | Interest Checking Account | |
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| Self-Help Credit Union | 0.37% | $2,500 | - | $37.00 | Premium Checking | |
| H&R Block Bank | 0.35%* | $10k | - | $35.00 | Interest Checking | |
| iGObanking | 0.35% | - | - | $35.00 | iGOchecking | |
| Salem Five Direct | 0.35% | - | $1m | $35.00 | eOne Checking | |
| Virtual Bank | 0.35%* | $10k | - | $35.00 | High Yield Checking | |
| Royal Banks of Missouri | 0.30% | $1k | - | $30.00 | Personal Interest Checking | |
| North Country Savings Bank | 0.30% | $2,500 | - | $30.00 | Premier Interest Checking | |
| Nationwide Bank | 0.30%* | $10k | - | $30.00 | Interest Checking | |
| Third Federal | 0.30%† | $5k | - | $30.00 | Checking Account | |
| Melrose Credit Union | 0.25% | $500 | - | $25.00 | EZ Checking | |
| Flagstar Bank | 0.25%*† | $5k | - | $25.00 | Simply Max Checking | |
| Aurora Bank FSB | 0.25% | $1k | - | $25.00 | Checking Account with Interest | |
| First Savings Bank Northwest | 0.25% | $1k | - | $25.00 | E-Free Checking | |
| ProvidentNJ Direct | 0.15%* | $50 | - | $23.00 | Green Checking | |
| Acacia Federal Savings Bank | 0.20% | $5k | - | $20.00 | Top Choice | |
| Amegy Bank | 0.20%* | - | - | $20.00 | Amegy Platinum Checking | |
| Giantbank.com | 0.20% | $1k | $10m | $20.00 | Giant Personal Checking | |
| ING DIRECT | 0.20%* | - | - | $20.00 | Electric Orange Checking | |
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| Liberty Savings Bank | 0.15% | - | - | $15.00 | High Interest Checking - Non Qualifying | |
| S-Bank | 0.15%* | $10k | $100k | $15.00 | Select Checking | |
| E*TRADE Bank | 0.15% | $5k | - | $15.00 | Max-Rate Checking | |
| Firstmark Credit Union | 0.15% | - | - | $15.00 | Premier Cash Back Checking | |
| Presidential Online Bank | 0.12% | - | $25k | $12.00 | Checking PLUS | |
| University Federal Credit Union | 0.10% | $10k | - | $10.00 | Checking Premium | |
| Citibank | 0.10%† | $500 | - | $10.00 | Citigold Interest Checking | |
| Start Saving | ||||||
| Southern Community Bank & Trust | 0.10% | - | - | $10.00 | ME Banking - Non Qualified | |
| First National Community Bank (PA) | 0.10% | - | - | $10.00 | Senior Checking | |
| Patriot Bank | 0.10%* | $1k | - | $10.00 | Privilege Checking | |
| Heritage Bank | 0.10% | - | - | $10.00 | eCentive Account - Non Qualifying | |
| First National Community Bank | 0.10% | - | - | $10.00 | Wise Reward Checking - Non Qualifying | |
| Jacksonville Bank | 0.10% | - | - | $10.00 | Personal Interest Checking | |
| Franklin Synergy Bank | 0.10%* | $10k | - | $10.00 | Synergy Club Checking | |
| Andrews Federal Credit Union | 0.10% | $5k | - | $10.00 | Advantage Share Draft Account | |
| Stillwater National Bank | 0.10%† | $1k | - | $10.00 | Investor Select Checking: | |
| Airbanking | 0.10%* | - | - | $10.00 | big airchecking | |
| Urban Partnership Bank | 0.10% | - | - | $10.00 | NOW Checking | |
| Kaiser Federal Bank | 0.10% | - | - | $10.00 | Relationship Checking | |
| Bank of America | 0.08%*† | $10k | - | $8.00 | Bank of America Advantage with Tiered Interest Checking | |
| Atlantic Coast Bank | 0.05% | - | - | $5.00 | iKasasa Cash - Non Qualifying | |
| City National Bank | 0.05% | - | - | $5.00 | FREE Reward Checking - Non Qualifying | |
| Charles Schwab Bank | 0.05% | - | - | $5.00 | Interest Checking Account | |
| Ameriprise Bank FSB | 0.05% | - | - | $5.00 | Ameriprise Bank, FSB Interest Checking | |
| Affinity Credit Union | 0.05% | - | - | $5.00 | Affinity Checking | |
| US Bank N.A. | 0.05% | $10k | - | $5.00 | Premium Checking | |
| ViewPoint Bank | 0.01% | $1,500 | - | $1.00 | ViewPoint Checking | |
| HSBC Bank USA, National Association | 0.01% | - | - | $1.00 | Online HSBC Premier Checking | |
| Chase Manhattan Bank | 0.01%† | - | - | $1.00 | Chase Premier Platinum Checking | |
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