Personal Checking Accounts Rates
Compare rates on personal checking accounts from banks and credit unions. For local rates select your state in the box to the right. Select nationwide for accounts that can be opened online or by mail in any state. You can sort by each column below or select another product to compare rates.
| IncredibleBank.com | 2.02% | Checking Account | 2/8/2010 |
| Alliant CU | 1.75% | High Rate Checking | 2/8/2010 |
| Royal Banks of Missouri | 1.63% | Personal Super NOW | 2/8/2010 |
| Clear Sky Accounts | 1.50% | Clear Sky Checking | 2/9/2010 |
| ING DIRECT | 1.40% | Electric Orange Checking | 2/9/2010 |
| American Bank | 1.25% | American e-Checking | 2/9/2010 |
| H&R Block Bank | 1.25% | Interest Checking | 2/8/2010 |
| American Bank | 1.15% | American Gold Checking | 2/9/2010 |
| Community Bank of Pleasant Hill | 1.10% | Wall Street Checking | 2/9/2010 |
| Community Bank of Raymore | 1.10% | Wall Street Checking | 2/9/2010 |
| Lake Michigan Credit Union | 1.10% | Investors Checking Account | 2/9/2010 |
| Bank of Internet | 1.01% | High Interest Checking | 2/9/2010 |
| Grand Yield Direct | 1.01% | Grand Yield Direct Advantage Interest Checking | 2/8/2010 |
| Navy FCU | 1.01% | Flagship Checking | 2/9/2010 |
| Virtual Bank | 1.01% | High Yield Checking | 2/9/2010 |
| Ascencia Bank | 1.00% | Interest Checking | 2/8/2010 |
| First Internet Bank of IN | 1.00% | Interest Checking | 2/8/2010 |
| Reliabank Dakota | 1.00% | Premium Checking | 2/9/2010 |
| Royal Banks of Missouri | 0.98% | Royal Crown | 2/8/2010 |
| ViewPoint Bank | 0.85% | Private Client Money Market Checking | 2/9/2010 |
| HSBC Advance | 0.85% | HSBC Direct Online Payment Account | 2/8/2010 |
| Salem Five Direct | 0.80% | eOne Checking | 2/8/2010 |
| Amegy Bank | 0.75% | Amegy Platinum Checking | 2/9/2010 |
| Ouachita Independent Bank | 0.75% | OIB Ultra-Checking | 2/8/2010 |
| State Bank of Toledo | 0.65% | Hometown Select Checking | 2/9/2010 |
| State Bank of Toledo | 0.65% | Prestige Checking | 2/9/2010 |
| ViewPoint Bank | 0.60% | Money Market Checking | 2/9/2010 |
| Royal Banks of Missouri | 0.60% | Personal Interest Checking | 2/8/2010 |
| Virtual Bank | 0.55% | Virtual Checking | 2/9/2010 |
| Charles Schwab Bank | 0.52% | Interest Checking Plus Account | 2/9/2010 |
| Giantbank.com | 0.51% | Giant Personal Checking | 2/8/2010 |
| Reliabank Dakota | 0.50% | Investment Checking | 2/9/2010 |
| iGObanking | 0.50% | iGOchecking | 2/8/2010 |
| Nationwide Bank | 0.50% | Interest Checking | 2/9/2010 |
| CBDirect Bank | 0.50% | Smart Checking Account - Non Qualifying | 2/8/2010 |
| Jacksonville Bank | 0.50% | Classic Checking | 2/9/2010 |
| Wings Financial CU | 0.50% | Checking (Share Draft) | 2/8/2010 |
| Presidential Online Bank | 0.40% | Special Checking | 2/8/2010 |
| ISN Bank | 0.40% | iPac Money Market Account | 2/9/2010 |
| First Security Bank & Trust | 0.40% | Reward Checking - Non Qualifying | 2/8/2010 |
| Liberty Savings Bank | 0.40% | High Interest Checking - Non Qualifying | 2/8/2010 |
| Lake Michigan Credit Union | 0.35% | Flex Checking Account | 2/9/2010 |
| Franklin Synergy Bank | 0.33% | Synergy Club Checking | 2/8/2010 |
| Citibank | 0.30% | Citigold Interest Checking | 2/8/2010 |
| Patriot Bank | 0.30% | Privilege Checking | 2/9/2010 |
| Patriot Bank | 0.30% | Patriot Plus | 2/9/2010 |
| Addison Avenue FCU | 0.25% | Premier Checking | 2/9/2010 |
| AmericaNet Bank | 0.25% | Rewards Checking - Non Qualifying | 2/9/2010 |
| Connexus Credit Union | 0.25% | MyRewards Checking - Non Qualifying | 2/9/2010 |
| Connexus Credit Union | 0.25% | Xtraordinary Checking - Non Qualifying | 2/9/2010 |
| Danvers Bank | 0.25% | Free Rewards Checking - Non Qualifying | 2/8/2010 |
| ISN Bank | 0.25% | iPac Checking Account | 2/9/2010 |
| Melrose CU | 0.25% | EZ Checking | 2/8/2010 |
| West Texas National Bank | 0.25% | Ultimate Checking - Non Qualifying | 2/9/2010 |
| Jeff Davis Bank | 0.25% | Reward Checking - Non Qualifying | 2/8/2010 |
| Evantage Bank | 0.25% | Reward Checking - Non Qualifying | 2/8/2010 |
| Bank of the Wichitas | 0.25% | Wichita Reward Checking - Non Qualifying | 2/8/2010 |
| Liberty Bank for Savings (IL) | 0.25% | Smart Checking - Non Qualifying | 2/8/2010 |
| State Bank of Toledo | 0.25% | Hometown Reward Checking - Non Qualifying | 2/9/2010 |
| Country Bank for Savings | 0.25% | Now Accounts | 2/9/2010 |
| Allstate Bank | 0.20% | Checking Plus Interest | 2/9/2010 |
| Southern Community Bank & Trust | 0.20% | Community 50 Checking | 2/9/2010 |
| First Bank & Trust (MN) | 0.20% | easyGROW Checking - Non Qualifying | 2/9/2010 |
| First National Community Bank (PA) | 0.20% | Workplace Banking | 2/9/2010 |
| First National Community Bank (PA) | 0.20% | Senior Checking | 2/9/2010 |
| First National Community Bank (PA) | 0.20% | NOW Accounts | 2/9/2010 |
| Reliabank Dakota | 0.20% | Sr. Club Checking | 2/9/2010 |
| Provident Credit Union | 0.20% | Interest Checking | 2/9/2010 |
| Pacific Resource Credit Union | 0.20% | High Flying Checking - Non Qualifying | 2/8/2010 |
| Heritage Bank | 0.20% | Platinum Checking | 2/9/2010 |
| Capital Bank | 0.20% | Smart Checking - Non Qualifying | 2/9/2010 |
| Franklin Synergy Bank | 0.20% | Custom Checking | 2/8/2010 |
| AARP Financial Savings Center | 0.15% | Interest Checking Account | 2/9/2010 |
| UFB Direct | 0.15% | Checking Accounts | 2/9/2010 |
| UFB Direct | 0.15% | Mileage Checking Accounts | 2/9/2010 |
| E*TRADE Bank | 0.15% | E*TRADE's Max-Rate Checking Account | 2/8/2010 |
| State Bank of Toledo | 0.15% | Hometown Advantage Checking | 2/9/2010 |
| Southern Community Bank & Trust | 0.15% | ME Banking - Non Qualified | 2/9/2010 |
| Provident Credit Union | 0.15% | Money Market Checking | 2/9/2010 |
| Patriot Bank | 0.15% | Revolutionary Checking - Non Qualifying | 2/9/2010 |
| Liberty Bank for Savings (IL) | 0.15% | eSmart Checking - Non Qualifying | 2/8/2010 |
| Navy FCU | 0.15% | EveryDay Checking | 2/9/2010 |
| Navy FCU | 0.15% | Campus Checking | 2/9/2010 |
| Navy FCU | 0.15% | e-Checking | 2/9/2010 |
| Navy FCU | 0.15% | Active Duty Checking | 2/9/2010 |
| First National Community Bank | 0.15% | Wise Reward Checking - Non Qualifying | 2/8/2010 |
| Bank of the Sierra | 0.12% | Sierra Reward Checking - Non Qualifying | 2/9/2010 |
| Ameriprise Bank FSB | 0.10% | Ameriprise Bank, FSB Interest Checking | 2/9/2010 |
| ViewPoint Bank | 0.10% | ViewPoint Checking | 2/9/2010 |
| Citibank | 0.10% | The Citibank Account | 2/8/2010 |
| Community Bank of Pleasant Hill | 0.10% | Low Minimum Interest Checking | 2/9/2010 |
| Community Bank of Pleasant Hill | 0.10% | VIP Interest Checking | 2/9/2010 |
| Community Bank of Pleasant Hill | 0.10% | 50+ Interest Checking | 2/9/2010 |
| Community Bank of Pleasant Hill | 0.10% | Rewards Checking - Non Qualifying | 2/9/2010 |
| Community Bank of Raymore | 0.10% | Rewards Checking - Non Qualifying | 2/9/2010 |
| Community Bank of Raymore | 0.10% | Low Minimum Interest Checking | 2/9/2010 |
| Community Bank of Raymore | 0.10% | VIP Interest Checking | 2/9/2010 |
| Community Bank of Raymore | 0.10% | 50+ Interest Checking | 2/9/2010 |
| The Bank of Fayetteville | 0.10% | Smart Checking - Non Qualifying | 2/8/2010 |
| Coulee Bank | 0.10% | Rewards Checking - Non Qualifying | 2/9/2010 |
| Coulee Bank | 0.10% | NOW Account | 2/9/2010 |
| Danvers Bank | 0.10% | DBK Checking | 2/8/2010 |
| Southern Community Bank & Trust | 0.10% | Performance Plus Checking | 2/9/2010 |
| First City Bank | 0.10% | Rewards Checking - Non Qualifying | 2/9/2010 |
| First City Bank | 0.10% | Classic Checking | 2/9/2010 |
| First City Bank | 0.10% | Forward 50/Plus Checking | 2/9/2010 |
| First City Bank | 0.10% | Ultimate I/II Checking | 2/9/2010 |
| First Community Bank N.A. | 0.10% | Money Market Checking | 2/8/2010 |
| Reliabank Dakota | 0.10% | Interest Checking | 2/9/2010 |
| Provident Credit Union | 0.10% | Super Reward Checking - Non Qualifying | 2/9/2010 |
| Heritage Bank | 0.10% | eCentive Account - Non Qualifying | 2/9/2010 |
| KANZA Bank | 0.10% | Relationship Checking | 2/8/2010 |
| Atlantic Coast Bank | 0.10% | iKasasa Cash - Non Qualifying | 2/9/2010 |
| Reliabank Dakota | 0.10% | Ultimate Checking - Non Qualifying | 2/9/2010 |
| Charles Schwab Bank | 0.10% | Interest Checking Account | 2/9/2010 |
| Jacksonville Bank | 0.10% | Personal Interest Checking | 2/9/2010 |