Compare Checking Accounts
Compare personal checking accounts from banks and credit unions. You may also want to view our list of reward checking accounts, which offer significantly higher rates on average, but do have minimum usage requirements.
| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Apple Federal Credit Union | 2.00% | - | $20k | $100 | Investors Checking | |
| Incredible Bank | 1.42% | - | $250k | $71.00 | Checking Account | |
| Alliant Credit Union | 1.35% | - | - | $67.50 | High Rate Checking | |
| Acacia Federal Savings Bank | 1.15% | $5k | - | $57.50 | Top Choice | |
| Community Bank of Pleasant Hill | 1.10% | $2,500 | - | $55.00 | Wall Street Checking | |
| Community Bank of Raymore | 1.10% | $2,500 | - | $55.00 | Wall Street Checking | |
| FNBO Direct | 1.10% | - | $1m | $55.00 | Online Billpay | |
| Capital One Direct Banking | 1.10% | - | - | $55.00 | Interest Online Checking | |
| Clear Sky Accounts | 1.06% | - | $250k | $53.00 | Clear Sky Checking | |
| Grand Yield Direct | 1.01% | - | - | $50.50 | Grand Yield Direct Advantage Interest Checking | |
| American Bank | 1.00% | $1k | $25k | $50.00 | American e-Checking | |
| Presidential Online Bank | 1.00% | - | $25k | $50.00 | Checking PLUS | |
| State Farm Bank | 0.99% | $2,500 | - | $49.50 | Interest Checking | |
| EverBank | 0.95% | - | $100k | $47.50 | FreeNet Checking | |
| Hillcrest Bank | 0.85% | $1k | - | $42.50 | VIP+ Checking | |
| Ascencia Bank | 0.80% | - | - | $40.00 | Interest Checking | |
| First Internet Bank of IN | 0.75% | $500 | - | $37.50 | Interest Checking | |
| H&R Block Bank | 0.75% | $5k | - | $37.50 | Interest Checking | |
| Intervest National Bank | 0.72% | $2,500 | - | $36.00 | Interest Checking | |
| Bank of Internet USA | 0.71% | - | - | $35.50 | High Interest Checking | |
| Royal Banks of Missouri | 0.60% | $1k | - | $30.00 | Personal Interest Checking | |
| Salem Five Direct | 0.60% | - | $1m | $30.00 | eOne Checking | |
| First Savings Bank Northwest | 0.60% | $1k | - | $30.00 | Green Checking | |
| iGObanking | 0.50% | - | - | $25.00 | iGOchecking | |
| Navy Federal Credit Union | 0.50% | - | - | $25.00 | Flagship Checking | |
| West Texas National Bank | 0.50% | - | - | $25.00 | Ultimate Checking | |
| Flagstar Bank | 0.50% | - | - | $25.00 | Personal High Yield Checking | |
| Virtual Bank | 0.50% | $2,500 | - | $25.00 | High Yield Checking | |
| Charles Schwab Bank | 0.50% | - | - | $25.00 | High Yield Investor Checking | |
| Liberty Savings Bank | 0.40% | - | - | $20.00 | High Interest Checking | |
| Third Federal | 0.40% | $5k | - | $20.00 | Checking Account | |
| State Bank of Toledo | 0.35% | $5k | - | $17.50 | Hometown Select Checking | |
| Lake Michigan Credit Union | 0.35% | $5k | - | $17.50 | Investors Checking Account | |
| ViewPoint Bank | 0.30% | - | - | $15.00 | Private Client Money Market Checking | |
| North Country Savings Bank | 0.30% | $2,500 | - | $15.00 | Premier Interest Checking | |
| Jacksonville Bank | 0.30% | - | - | $15.00 | Classic Checking | |
| Amegy Bank | 0.25% | - | - | $12.50 | Amegy Platinum Checking | |
| AmericaNet Bank | 0.25% | - | - | $12.50 | Rewards Checking | |
| Charter Bank | 0.25% | $1k | - | $12.50 | Charter Checking | |
| Connexus Credit Union | 0.25% | - | - | $12.50 | MyRewards Checking | |
| Fort Knox Federal Credit Union | 0.25% | $5k | - | $12.50 | Share Draft/Checking Plus | |
| Giantbank.com | 0.25% | $1k | $10m | $12.50 | Giant Personal Checking | |
| ING DIRECT | 0.25% | - | - | $12.50 | Electric Orange Checking | |
| Melrose Credit Union | 0.25% | $500 | - | $12.50 | EZ Checking | |
| Nationwide Bank | 0.25% | $2,500 | - | $12.50 | Interest Checking | |
| Evantage Bank | 0.25% | - | - | $12.50 | Reward Checking | |
| Bank of the Wichitas | 0.25% | - | - | $12.50 | Wichita Reward Checking | |
| Lockheed Federal Credit Union | 0.25% | $2,500 | - | $12.50 | Premier Checking | |
| Wings Financial Credit Union | 0.25% | - | - | $12.50 | Checking (Share Draft) | |
| Country Bank for Savings | 0.25% | - | - | $12.50 | Now Accounts | |
| Citibank | 0.20% | $500 | - | $10.00 | Citigold Interest Checking | |
| First National Community Bank (PA) | 0.20% | - | - | $10.00 | Workplace Banking | |
| Provident Credit Union | 0.20% | $5k | - | $10.00 | Interest Checking | |
| Pacific Resource Credit Union | 0.20% | - | - | $10.00 | High Flying Checking | |
| ISN Bank | 0.20% | $2k | - | $10.00 | iPac Checking Account | |
| RTN Federal Credit Union | 0.20% | - | - | $10.00 | Dividend Checking | |
| Addison Avenue Federal Credit Union | 0.15% | $2,500 | - | $7.50 | Premier Checking | |
| E*TRADE Bank | 0.15% | $5k | - | $7.50 | E*TRADE's Max-Rate Checking Account | |
| Southern Community Bank & Trust | 0.15% | - | - | $7.50 | ME Banking | |
| Reliabank Dakota | 0.15% | - | - | $7.50 | Sr. Club Checking | |
| Patriot Bank | 0.15% | - | - | $7.50 | Revolutionary Checking | |
| Liberty Bank for Savings (IL) | 0.15% | - | - | $7.50 | eSmart Checking | |
| First National Community Bank | 0.15% | - | - | $7.50 | Wise Reward Checking | |
| Allstate Bank | 0.10% | - | - | $5.00 | Checking Plus Interest | |
| The Bank of Fayetteville | 0.10% | - | - | $5.00 | Smart Checking | |
| Coulee Bank | 0.10% | - | - | $5.00 | Rewards Checking | |
| Danversbank | 0.10% | - | - | $5.00 | Free Rewards Checking | |
| Heritage Bank | 0.10% | - | - | $5.00 | eCentive Account - Non Qualifying | |
| KANZA Bank | 0.10% | $2,500 | - | $5.00 | Relationship Checking | |
| Capital Bank | 0.10% | - | - | $5.00 | Smart Checking | |
| Franklin Synergy Bank | 0.10% | - | - | $5.00 | Custom Checking | |
| Goldwater Bank | 0.10% | $5k | - | $5.00 | Goldwater Checking | |
| Zions Bank | 0.10% | $2,500 | - | $5.00 | Internet High Yield Checking | |
| Randolph Bank & Trust Company | 0.10% | $500 | - | $5.00 | Premium Checking | |
| Bank of Oklahoma | 0.05% | - | - | $2.50 | Advantage | |
| Atlantic Coast Bank | 0.05% | - | - | $2.50 | iKasasa Cash | |
| Consumers Credit Union | 0.05% | - | - | $2.50 | Reward Checking | |
| Ouachita Independent Bank | 0.05% | - | - | $2.50 | Reward Checking | |
| HCSB Bank | 0.05% | - | - | $2.50 | HCSB Reward Checking | |
| Ameriprise Bank FSB | 0.05% | - | - | $2.50 | Ameriprise Bank, FSB Interest Checking | |
| Bank of America | 0.05% | - | - | $2.50 | Bank of America Advantage with Tiered Interest Checking | |
| HSBC Bank | 0.01% | - | - | $0.50 | Online HSBC Premier Checking | |
| Chase Manhattan Bank | 0.01% | - | - | $0.50 | Chase Premier Platinum Checking |
