Compare Checking Accounts
Compare personal checking accounts from banks and credit unions. You may also want to view our list of reward checking accounts, which offer significantly higher rates on average, but do have minimum usage requirements.
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| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Logix Federal Credit Union | 1.70% | $2,500 | - | $170 | Platinum Premier Checking | |
| Frontier Community Bank | 1.00% | $1,501 | $15k | $102 | Five Star Checking | |
| Capital One Bank | 1.00%† | - | $100k | $100 | High Yield Free Checking | |
| EverBank | 0.91%* | $10k | $10m | $133 | Yield Pledge Checking | |
| Incredible Bank | 0.71% | - | $250k | $71.00 | Incredible Checking | |
| Bank of Internet USA | 0.71% | - | - | $71.00 | High Interest Checking | |
| 1st Constitution Bank | 0.65% | $10k | - | $65.00 | 1st Choice Checking | |
| FNBO Direct | 0.65% | - | $1m | $65.00 | Online Billpay | |
| Sandy Spring Bank | 0.65% | $50 | - | $65.00 | DC IOLTA Checking | |
| Alliant Credit Union | 0.65% | - | - | $65.00 | High Rate Checking | |
| Clear Sky Accounts | 0.60%* | $10k | $250k | $60.00 | Clear Sky Checking | |
| First Internet Bank of IN | 0.55% | $500 | - | $55.00 | Interest Checking | |
| Mutual of Omaha Bank | 0.50% | $1,500 | $250k | $50.00 | Online Advantage Checking | |
| Start SavingSponsored Note: Convenience of a Checking Account with Earnings of a Savings Account | ||||||
| AloStar Bank of Commerce | 0.50% | $500 | - | $50.00 | Interest Checking | |
| Grand Yield Direct | 0.50% | - | - | $50.00 | Grand Yield Direct Advantage Now Checking | |
| Geauga Savings Bank | 0.45% | $2k | - | $45.00 | Advantage Direct Checking | |
| Ally Bank | 0.40%* | - | - | $40.00 | Interest Checking Account | |
| Piedmont Credit Union | 0.40% | $3k | - | $40.00 | Share Draft Account | |
| EVB Bank | 0.40% | $2,500 | - | $40.00 | Premier Club Checking | |
| American Bank | 0.40% | - | $10k | $40.00 | American e-Checking | |
| Community Bank of Pleasant Hill | 0.35% | $2,500 | - | $35.00 | Wall Street Checking | |
| Community Bank of Raymore | 0.35% | $2,500 | - | $35.00 | Wall Street Checking | |
| Urban Trust Bank | 0.35%* | $10k | - | $35.00 | Urban Select Checking | |
| Cardinal Bank | 0.31% | - | - | $31.00 | First Choice Checking - Non Qualifying | |
| Hudson City Savings Bank | 0.30%† | $10k | - | $30.00 | High Value Checking | |
| First Sentinel Bank | 0.30% | $10k | $50k | $30.00 | Senior Citizen Direct Deposit Checking Account | |
| OneUnited Bank | 0.30%* | $100 | - | $30.00 | UNITY Gold Checking | |
| Intervest National Bank | 0.30%* | $2,500 | - | $30.00 | Interest Checking | |
| National Bank of Kansas City | 0.30% | - | - | $30.00 | Silver Checking | |
| Nationwide Bank | 0.30%* | $10k | - | $30.00 | Interest Checking | |
| Virginia Commerce Bank | 0.30% | - | - | $30.00 | Premier Interest Checking | |
| Apple Federal Credit Union | 0.30% | - | - | $30.00 | Advantage Checking | |
| Salem Five Direct | 0.25% | - | $1m | $25.00 | eOne Checking | |
| Redneck Bank | 0.25% | - | - | $25.00 | Redneck Rewards Checking - Non Qualifying | |
| Evantage Bank | 0.25% | - | - | $25.00 | Evantage Rewards Checking - Non Qualifying | |
| State Farm Bank | 0.25%† | $2,500 | - | $25.00 | Interest Checking | |
| North American Savings Bank | 0.25% | $2,500 | - | $25.00 | Elite 50 Checking | |
| John Marshall Bank | 0.25% | $10k | - | $25.00 | Interest Checking | |
| Bayport Credit Union | 0.25%* | $10k | - | $25.00 | Investment Checking | |
| Millennium Bank, National Association | 0.25%* | - | - | $25.00 | Millennium 55 Checking | |
| Virginia Partners Bank | 0.25% | $2,500 | - | $25.00 | Partners Interest Checking | |
| Fedstar Credit Union | 0.25% | $1k | - | $25.00 | Premium Draft Account | |
| Connexus Credit Union | 0.25% | - | - | $25.00 | MyRewards Checking - Non Qualifying | |
| iGObanking | 0.25% | - | - | $25.00 | iGOchecking | |
| Lake Michigan Credit Union | 0.25%* | $2,500 | - | $25.00 | Investors Checking Account | |
| Melrose Credit Union | 0.25% | $500 | - | $25.00 | EZ Checking | |
| AmericaNet Bank | 0.25% | - | - | $25.00 | Rewards Checking - Non Qualifying | |
| Capital One 360 | 0.20%* | - | - | $20.00 | 360 Checking | |
| Flagstar Bank | 0.20%*† | $5k | - | $20.00 | Victors Checking | |
| Chartway Federal Credit Union | 0.20% | $2,500 | - | $20.00 | Premium Value Checking | |
| Mcgraw Hill Credit Union | 0.20%* | $5k | - | $20.00 | My Choice: High Yield Checking | |
| Third Federal | 0.20%† | $5k | - | $20.00 | Checking Account | |
| Citizens Bank (TN) | 0.20%* | $10k | - | $20.00 | Reward Interest Checking | |
| Access National Bank | 0.20% | $10k | - | $20.00 | Shareholder NOW Checking | |
| Easthampton Savings Bank | 0.20% | - | - | $20.00 | Premier Checking | |
| Communitywide Credit Union | 0.20% | $2k | - | $20.00 | Checking Account | |
| Martinsville Dupont Emp Credit Union | 0.20% | - | - | $20.00 | MDCU Checking Accounts | |
| Farmers Bank (VA) | 0.20% | $2,500 | - | $20.00 | Super Now Account | |
| Virginia Credit Union, Inc., | 0.20% | $5k | - | $20.00 | Checking Plus | |
| New Horizon Bank, National Association | 0.20% | $10k | - | $20.00 | Horizon Gold 55 Cheking Account | |
| The Blue Grass Valley Bank | 0.20%* | $7,500 | - | $20.00 | Investor's Checking Account | |
| First Savings Bank Northwest | 0.20% | $5k | - | $20.00 | Green Checking | |
| Giantbank.com | 0.20% | $1k | $10m | $20.00 | Giant Personal Checking | |
| New Generations Federal Credit Union | 0.20% | - | - | $20.00 | Mega Checking | |
| Acacia Federal Savings Bank | 0.20% | $1k | - | $20.00 | Top Choice | |
| America's Credit Union | 0.20% | $2,500 | - | $20.00 | Golden 55 Checking | |
| Central Virginia Bank | 0.20%* | $5k | - | $20.00 | Personal Interest Checking | |
| State Bank of Toledo | 0.15% | - | - | $15.00 | Hometown Reward Checking - Non Qualifying | |
| ProvidentNJ Direct | 0.15%* | $50 | - | $23.00 | Green Checking | |
| Goldwater Bank | 0.15% | $5k | - | $15.00 | Goldwater Checking - Out of State | |
| Northern Star Credit Union | 0.15% | - | - | $15.00 | Kasasa Cash - Non Qualifying | |
| Liberty Savings Bank | 0.15% | - | - | $15.00 | High Interest Checking - Non Qualifying | |
| KeyBank | 0.15%*† | - | - | $15.00 | Key Privilege Select Checking (Daily Sweep) | |
| NARFE Premier Federal Credit Union | 0.15% | - | - | $15.00 | Rewards Checking - Non Qualifying | |
| Virginia Heritage Bank | 0.15% | - | - | $15.00 | VHB Interest Checking (NOW) | |
| Village Bank (VA) | 0.15%* | $7,500 | - | $15.00 | Village Platinum | |
| Bank of the James | 0.15% | $500 | - | $15.00 | 50 Plus Checking | |
| Call Credit Union | 0.15% | - | - | $15.00 | Checking | |
| First Virginia Community Bank | 0.15% | - | - | $15.00 | First Plus Senior Checking | |
| Credit Union Of New Jersey | 0.15% | - | - | $15.00 | Interest Checking Accounts | |
| Pacific Community Credit Union | 0.15% | $10k | - | $15.00 | Platinum Checking | |
| The Bank of Fincastle | 0.15%* | $500 | - | $15.00 | Interest Checking NOW | |
| Self-Help Credit Union | 0.15% | $2,500 | - | $15.00 | Premium Checking | |
| WashingtonFirst Bank | 0.15%* | $2,500 | - | $15.00 | Interest Checking | |
| Virginia Community Bank | 0.15% | $500 | - | $15.00 | Hometown Interest Checking Account | |
| Sandia Laboratory Credit Union | 0.15% | $500 | - | $15.00 | Money Manager Checking | |
| H&R Block Bank | 0.15%* | $10k | - | $15.00 | Interest Checking | |
| North Country Savings Bank | 0.15% | $2,500 | - | $15.00 | Premier Interest Checking | |
| NewDominion Bank | 0.15% | $100 | - | $15.00 | FirstRate Checking | |
| INOVA Federal Credit Union | 0.15% | - | - | $15.00 | Ovation Checking - Non Qualifying | |
| Ascencia Bank | 0.15% | - | - | $15.00 | Interest Checking | |
| Bank of the Sierra | 0.14%† | $2,500 | - | $14.00 | Premier | |
| First and Citizens Bank | 0.12%* | $10k | - | $12.00 | Now Checking Account | |
| Presidential Online Bank | 0.12% | - | $25k | $12.00 | Checking PLUS | |
| Jacksonville Bank | 0.10% | - | - | $10.00 | Personal Interest Checking | |
| Ouachita Independent Bank | 0.10%* | $10k | - | $10.00 | OIB Ultra-Checking | |
| Nma Credit Union | 0.10%* | $10k | - | $10.00 | Premier Checking | |
| Citizens Community Bank (VA) | 0.10% | - | - | $10.00 | Select Interest Checking | |
| Entrust Federal Credit Union | 0.10% | - | - | $10.00 | Bonus Checking | |
| First National Community Bank | 0.10% | - | - | $10.00 | Wise Rewards Checking - Non Qualifying | |
| The Farmers Bank | 0.10% | $2,500 | - | $10.00 | Premium Interest Checking | |
| Beacon Credit Union | 0.10% | - | - | $10.00 | Choice Plus Checking - Non Qualifying | |
| Partners Financial Credit Union | 0.10% | - | - | $10.00 | Imagine Checking - Non Qualifying | |
| Pendleton Community Bank | 0.10% | $10k | - | $10.00 | Interest Checking | |
| First Shore Federal Savings and Loan Association | 0.10% | $2,500 | - | $10.00 | Super NOW Account | |
| Randolph Bank & Trust Company | 0.10%* | $10k | - | $10.00 | Reward Checking | |
| BankFirst Financial Services | 0.10% | - | - | $10.00 | Kasasa Cash - Non Qualifying | |
| Andrews Federal Credit Union | 0.10% | $5k | - | $10.00 | Advantage Share Draft Account | |
| Stillwater National Bank | 0.10%† | $1k | - | $10.00 | Investor Select Checking: | |
| First National Bank (LA) | 0.10%* | $5k | - | $10.00 | Platinum Checking | |
| TD Bank, National Association | 0.10%† | - | - | $10.00 | TD 60 Plus Checking | |
| OneWest Bank | 0.10%* | - | - | $10.00 | Premium Checking | |
| Justice Federal Credit Union | 0.10% | $2,500 | - | $10.00 | Justice National Account (JNA Checking) | |
| New Peoples Bank, Inc. | 0.10% | - | - | $10.00 | Peoples Checking | |
| 1St Advantage Credit Union | 0.10% | $100 | - | $10.00 | Premier Checking | |
| Astera Credit Union | 0.10% | $500 | - | $10.00 | Check Plus Account | |
| Bank of Botetourt | 0.10% | $750 | - | $10.00 | Interest Checking Account | |
| Argent Credit Union | 0.10% | - | - | $10.00 | Checking Account | |
| Freedom First Credit Union | 0.10% | $1k | - | $10.00 | Optimum Checking | |
| Central Virginia Credit Union | 0.10% | $750 | - | $10.00 | Interest Checking | |
| Quantum National Bank | 0.10% | $10k | - | $10.00 | Hi-Rate Checking | |
| Peoples Advantage Credit Union | 0.10% | $2k | - | $10.00 | Share Drafts Account | |
| Virginia Commonwealth Bank | 0.10% | $2,500 | - | $10.00 | First Interest Checking | |
| Airbanking | 0.10%* | - | - | $10.00 | big airchecking | |
| Farmers & Merchants Bank | 0.10% | $1k | - | $10.00 | Personal Interest Checking | |
| First National Bank of Altavista | 0.10% | $500 | - | $10.00 | Interest Checking - Personal | |
| First National Community Bank (PA) | 0.10% | - | - | $10.00 | Senior Checking | |
| Patriot Bank | 0.10%* | $1k | - | $10.00 | Privilege Checking | |
| Patelco Credit Union | 0.10% | $5k | - | $10.00 | Premier Interest Checking | |
| Northrop Grumman Federal Credit Union | 0.10% | $500 | - | $10.00 | Regular Checking | |
| Mountain America Credit Union | 0.10% | $1k | - | $10.00 | MyStyle Checking | |
| West Texas National Bank | 0.10% | - | - | $10.00 | Ultimate Checking - Non Qualifying | |
| Northwest Federal Credit Union | 0.10% | - | - | $10.00 | Premier Checking | |
| BankDirect | 0.10% | $10k | - | $10.00 | Checking | |
| Bank of Blue Valley | 0.10%* | $5k | - | $10.00 | Preferred Checking Account (NOW Account) | |
| Heritage Bank | 0.10% | $1k | - | $10.00 | Legacy Checking | |
| TIAA Direct | 0.10%* | $1,500 | - | $10.00 | Interest Checking - existing accounts only | |
| Benchmark Community Bank | 0.10% | - | - | $10.00 | $uccess Checking - Non Qualifying | |
| Cattaraugus County Bank | 0.10%* | $1k | - | $10.00 | CCB Total Banking | |
| United Central Bank | 0.10% | $10k | - | $10.00 | Global Value Checking | |
| Newtown Savings Bank | 0.08% | - | - | $8.00 | Flagship Checking | |
| Franklin Synergy Bank | 0.07%* | $10k | - | $7.00 | Synergy Club Checking | |
| Eli Lilly Credit Union | 0.07% | - | - | $7.00 | Dividend Checking | |
| ABNB Credit Union | 0.05% | - | - | $5.00 | Rewards Checking - Non Qualifying | |
| Citibank | 0.05%† | $500 | - | $5.00 | Citigold Interest Checking | |
| Charles Schwab Bank | 0.05% | - | - | $5.00 | Interest Checking Account | |
| InTouch Credit Union | 0.05% | $10k | - | $5.00 | Prime Tiers Checking | |
| Bank @LANTEC | 0.05% | - | - | $5.00 | Ultimate Plus Checking | |
| Digital Credit Union | 0.05% | $2,500 | - | $5.00 | Dividend Checking | |
| Marine Federal Credit Union | 0.05% | - | - | $5.00 | Marchek Share | |
| Valley Bank | 0.05% | - | - | $5.00 | My LifeStyle Checking - Non Qualifying | |
| The Capon Valley Bank | 0.05%* | - | - | $5.00 | Plateau Premium Investment | |
| Pinnacle Federal Credit Union | 0.05% | - | - | $5.00 | Choice Checking | |
| First Trade Union Bank | 0.05% | $1k | - | $5.00 | FT Checking | |
| Bank of Georgetown | 0.05% | $1k | - | $5.00 | Georgetown Interest Checking | |
| Avidia Bank | 0.05% | - | - | $5.00 | eChecking - Non Qualifying | |
| Zions Bank | 0.05%* | - | - | $5.00 | Gold Checking Plus | |
| E*TRADE Bank | 0.05% | $5k | - | $5.00 | Max-Rate Checking | |
| Appalachian Community Credit Union | 0.05%* | $2,500 | - | $5.00 | Premier Checking | |
| Truliant Credit Union | 0.05% | - | - | $5.00 | Basic Checking | |
| The Adirondack Trust Company | 0.05% | - | - | $5.00 | NOW Account | |
| Armed Forces Bank, National Association | 0.05% | $500 | - | $5.00 | Classic Checking | |
| Commonwealth One Credit Union | 0.05% | $10k | - | $5.00 | Relationship PLUS Checking | |
| Member One Credit Union | 0.05%* | $10k | - | $5.00 | Checking Account | |
| Chain Bridge Bank, National Association | 0.05%* | - | - | $5.00 | Single Source Checking | |
| Partners 1St Credit Union | 0.05% | - | - | $5.00 | Premium 1st Checking | |
| Burke & Herbert Bank & Trust Company | 0.05% | $100 | - | $5.00 | Interest Checking Account | |
| Principal Bank | 0.05%* | $2,500 | - | $5.00 | Personal Checking | |
| Baylands Credit Union | 0.05% | - | - | $5.00 | Checking Account | |
| StellarOne Bank | 0.05% | $2,500 | - | $5.00 | High Performance Interest Checking | |
| University Of Va Community Credit Union | 0.05% | $2k | - | $5.00 | Share Checking | |
| Air Force Federal Credit Union | 0.05% | - | - | $5.00 | First Class Checking | |
| First Technology Federal Credit Union | 0.05% | - | - | $5.00 | Dividend Rewards Checking - Non Qualifying | |
| Pacific Mercantile Bank | 0.05% | $1,500 | - | $5.00 | Personal Net Image Interest Checking Account | |
| Simplicity Bank | 0.05% | - | - | $5.00 | Relationship Checking | |
| US Bank N.A. | 0.05%† | $10k | - | $5.00 | Premium Checking | |
| First Security Bank & Trust | 0.05%* | - | - | $5.00 | Interest Checking | |
| Atlantic Coast Bank | 0.05% | - | - | $5.00 | High Tide Rewards Checking - Non Qualifying | |
| ABCO Federal Credit Union | 0.05% | - | - | $5.00 | Premiere Checking - Non Qualifying | |
| Chesapeake Bank | 0.05%* | $10k | - | $5.00 | Chesapeake Premium Gold | |
| Amalgamated Bank | 0.05%† | $500 | - | $5.00 | NOW | |
| Amegy Bank | 0.05%* | - | - | $5.00 | Amegy Platinum Checking | |
| Belvoir Federal Credit Union | 0.05% | - | - | $5.00 | CUXcel - Non Qualifying | |
| Capital Educators Federal Credit Union | 0.05% | - | - | $5.00 | High Yield Checking - Non Qualifying | |
| University Federal Credit Union | 0.05% | $2,500 | - | $5.00 | Premium Checking | |
| Comerica Bank | 0.03%*† | - | - | $3.00 | Comerica Platinum Circle Checking® | |
| The National Bank of Blacksburg | 0.03% | $25 | - | $3.00 | NOW Checking | |
| First Community Bank (VA) | 0.03% | - | - | $3.00 | Gold Checking | |
| Bank of America | 0.02%*† | $10k | - | $2.00 | Bank of America Advantage with Tiered Interest Checking | |
| City National Bank | 0.01% | - | - | $1.00 | FREE Reward Checking - Non Qualifying | |
| Blue Ridge Bank | 0.01% | - | - | $1.00 | Kasasa Cash - Non Qualifying | |
| SunTrust Bank | 0.01%† | - | - | $1.00 | Signature Advantage Banking | |
| M&T Bank | 0.01%† | - | - | $1.00 | MyChoice Plus Checking With Interest Balance | |
| Consumers Credit Union (IL) | 0.01% | - | - | $1.00 | Reward Checking - Non Qualifying | |
| Webster Bank | 0.01% | - | - | $1.00 | WebsterOne Checking | |
| ViewPoint Bank, National Association | 0.01% | - | - | $1.00 | Absolute Checking - Non Qualifying | |
| Chase Manhattan Bank | 0.01%† | - | - | $1.00 | Chase Premier Platinum Checking | |
| PNC Bank, National Association | 0.01%† | $2k | - | $1.00 | Performance Interest Checking | |
| Regions Bank | 0.01%*† | - | - | $1.00 | PFS Checking | |
| Affinity Credit Union | 0.01% | - | - | $1.00 | Affinity Checking | |
| Money One Federal Credit Union | 0.01% | - | - | $1.00 | Kasasa Cash - Non Qualifying | |
| HSBC Bank USA, National Association | 0.01% | - | - | $1.00 | Online HSBC Premier Checking | |
| Union Bank of California | 0.01%† | - | - | $1.00 | Tiered Interest Checking | |


