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Business Checking Accounts

Compare rates on business checking accounts from banks and credit unions. Use the filter box below to customize your results.

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Deposit Amount | $1 $100,000
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EverBankSmall Business Checking - 6mo promo rate for new customers13 Reviews1.40%-$100k$140
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American BankIOLTA Checking3 Reviews1.01%--$101
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Cross River BankNJ IOLTA Checking1.00%--$100
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Lincoln Park Savings BankBusiness NOW Checking0.80%$1k-$80.00
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Liberty Bell BankBusiness Owners Advantage1 Review0.75%-$10k$75.00
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3rd Fed BankBusiness Analysis Plus Checking0.50%$10k-$50.00
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Intervest National BankBusiness Interest Checking3 Reviews0.30%$2,500-$30.00
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Lake Michigan Credit UnionBusiness Plus Checking Account35 Reviews0.30%$10k-$30.00
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Freedom Bank (NJ)Business Interest Checking0.25%$10k-$25.00
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1st Colonial Community BankBusiness NOW Account0.25%$1k-$25.00
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NewDominion BankCommercial NOW Account0.25%$1,500-$25.00
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First Financial Credit UnionPremium Business Checking0.25%--$25.00
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Mountain America Credit UnionBusiness Analysis Checking Earnings Credit7 Reviews0.20%--$20.00
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First Bank (NJ)Non-Profit Checking Account0.20%--$20.00
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Capital One BankSpark Business Interest Checking2 Reviews0.20%$250$100k$20.00
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Chartway Federal Credit UnionBusiness Checking9 Reviews0.15%$100-$15.00
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Investors BankBusiness Edge Checking1 Review0.15%$2,500-$15.00
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Citizens State Bank (FL)Business Interest Checking3 Reviews0.15%$5k-$15.00
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New Millennium BankBusiness Interest Checking Account0.15%--$15.00
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INOVA Federal Credit UnionBusiness Ovation Checking15 Reviews0.15%$10k-$15.00
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Pacific Community Credit UnionBusiness Platinum Checking1 Review0.15%--$15.00
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Ocean City Home BankBusiness Sweep Account1 Review0.15%$5k-$15.00
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Giantbank.comGiant Business Checking0.15%$1,500$10m$15.00
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Audubon Savings BankIOLTA0.15%--$15.00
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KeyBankKeyBank Business Interest Checking25 Reviews0.15%$10k-$15.00
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Ouachita Independent BankOIB Premium Business Checking3 Reviews0.15%$10k-$15.00
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Community Bank of Pleasant HillBusiness Interest Checking1 Review0.10%$100-$10.00
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Community Bank of RaymoreBusiness Interest Checking0.10%$100-$10.00
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United Teletech Financial Credit UnionBusiness Interest Checking Account0.10%$10k-$10.00
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Two River Community BankBusiness Interest NOW Checking0.10%--$10.00
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Grand Bank, N.A.Grand Business Checking 0.10%$2,500-$10.00
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Comerica BankLawyer's Trust Interest Checking10 Reviews0.10%--$10.00
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Susquehanna BankNOW Account - NonProfit10 Reviews0.10%$5k-$10.00
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OneWest Bank N.A. (Pasadena, CA)OneBusiness Interest Checking16 Reviews0.10%$10k-$10.00
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The Bank of PrincetonPremier Business Checking1 Review0.10%$1k-$10.00
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Schuyler Savings BankSmall Business Checking Account1 Review0.10%$100-$10.00
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Pacific Mercantile BankAttorney/Client Trust (IOLTA)6 Reviews0.05%$4k-$5.00
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Credit Union Of New JerseyBetter Business Checking1 Review0.05%$1k-$5.00
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Franklin Bank (NJ)Business Basic Plus0.05%--$5.00
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The Farmers BankBusiness Checking0.05%--$5.00
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Displaying 1-40 of 60 Results



Business Checking Accounts Trend

Business Checking Accounts

Starting a business can be a daunting endeavor for entrepreneurs at any age and coming from any background. With so much of the focus on product or service development and understanding the consumer market, it is easy to let financial operations drift lower on the priority list and settle into disarray.

What is a Business Checking Account?

To help organize (or reorganize) this component of your business model, many financial institutions offer a business checking account, which is a type of commercial account. The account is also sometimes called a business interest checking or premium business checking account.

Opening a Business Checking Account

When business transactions are few in number, and revenues and expenses are minimal, small business owners often continue to use their personal checking accounts for operations. This could be problematic, however, as separating the credits and deductions associated with your business may become cloudy and can create all sorts of negative issues when it comes time to file tax returns. If you have an established business, whether a sole proprietorship, partnership, limited liability company, corporation, or non-profit, opening a small business checking account makes a whole lot of sense. Required documents needed to open an account will vary depending on the type of business.

Benefits of a Business Checking Account

Businesses with employees can issue payroll checks from a business checking account and make ATM deposits and withdrawals. Business checks and debit cards usually come with the account, as well as a limited number of free transactions. Also, most banks and credit unions now have fairly sophisticated online banking platforms through which you can order checks and perform other account management tasks. Make sure to take a look at the varying fees for each type of transaction, especially, if you expect to use your account for a high volume of point of sale transactions. Monthly service fees typically come with every offering, but some banks and credit unions will give you the opportunity to waive them by maintaining a minimum balance in the account. Free business checking is available are often available as well.