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Business Checking Accounts

Compare rates on business checking accounts from banks and credit unions. Use the filter box below to customize your results.

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Deposit Amount | $1 $100,000
Currently Including:
61
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Results

NARFE Premier Federal Credit UnionNARFE Chapter Checking2.02%-$10k$202
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EverBankSmall Business Checking - 6mo promo rate for new customers13 Reviews1.40%-$100k$140
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American BankIOLTA Checking3 Reviews1.01%--$101
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Sandy Spring BankMaryland IOLTA Checking8 Reviews1.00%$50-$100
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EVBCommunity Connection Checking2 Reviews0.60%$100$75k$60.00
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Lake Michigan Credit UnionBusiness Plus Checking Account36 Reviews0.30%$10k-$30.00
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Dupont Community Credit UnionBusiness Checking0.25%$2,500-$25.00
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John Marshall BankBusiness Interest Checking2 Reviews0.25%$10k-$25.00
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NewDominion BankCommercial NOW Account0.25%$1,500-$25.00
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First Virginia Community BankNot For Profit Solution0.25%--$25.00
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Mountain America Credit UnionBusiness Analysis Checking Earnings Credit7 Reviews0.20%--$20.00
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MainStreet BankBusiness Premium Checking0.20%$1,500-$20.00
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Farmers Bank (VA)Business Super Now0.20%$2,500-$20.00
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Blue Ridge BankCharitable Account0.20%--$20.00
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Village Bank (VA)IOLTA0.20%$10k-$20.00
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Capital One BankSpark Business Interest Checking3 Reviews0.20%$250$100k$20.00
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Virginia Heritage BankBusiness Interest Checking0.15%--$15.00
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Xenith BankBusiness Interest Checking1 Review0.15%$100-$15.00
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Citizens State Bank (FL)Business Interest Checking3 Reviews0.15%$5k-$15.00
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INOVA Federal Credit UnionBusiness Ovation Checking17 Reviews0.15%$10k-$15.00
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Pacific Community Credit UnionBusiness Platinum Checking1 Review0.15%--$15.00
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ABNB Credit UnionBusiness Share Draft Interest1 Review0.15%$1k-$15.00
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Access National BankEmployer Access1 Review0.15%$10k-$15.00
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Giantbank.comGiant Business Checking1 Review0.15%$1,500$10m$15.00
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Virginia Community BankNeighborhood Business Interest Checking0.15%$20-$15.00
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Ouachita Independent BankOIB Premium Business Checking3 Reviews0.15%$10k-$15.00
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InTouch Credit UnionPlus Business Checking11 Reviews0.15%$5k-$15.00
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Citizens Bank (TN)Business Interest Checking0.14%$10k-$14.00
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Community Bank of Pleasant HillBusiness Interest Checking1 Review0.10%$100-$10.00
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Bank of the JamesBusiness Interest Checking0.10%--$10.00
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Money One Federal Credit UnionBusiness Interest Checking3 Reviews0.10%--$10.00
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Community Bank of RaymoreBusiness Interest Checking0.10%$100-$10.00
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Citizens Community Bank (VA)Commercial Interest Checking0.10%--$10.00
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Benchmark Community BankCommunity 1st Checking0.10%--$10.00
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Frontier Community BankCommunity Matters0.10%$1,501-$10.00
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New Peoples Bank, Inc.IOLTA-TN2 Reviews0.10%--$10.00
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Comerica BankLawyer's Trust Interest Checking10 Reviews0.10%--$10.00
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1St Advantage Credit UnionNon-Profit Business Checking0.10%$1k-$10.00
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OneWest Bank N.A. (Pasadena, CA)OneBusiness Interest Checking16 Reviews0.10%$10k-$10.00
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Farmers & Merchants BankSole Proprietorships Interest Checking1 Review0.10%$1k-$10.00
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Displaying 1-40 of 61 Results



Business Checking Accounts Trend

Business Checking Accounts

Starting a business can be a daunting endeavor for entrepreneurs at any age and coming from any background. With so much of the focus on product or service development and understanding the consumer market, it is easy to let financial operations drift lower on the priority list and settle into disarray.

What is a Business Checking Account?

To help organize (or reorganize) this component of your business model, many financial institutions offer a business checking account, which is a type of commercial account. The account is also sometimes called a business interest checking or premium business checking account.

Opening a Business Checking Account

When business transactions are few in number, and revenues and expenses are minimal, small business owners often continue to use their personal checking accounts for operations. This could be problematic, however, as separating the credits and deductions associated with your business may become cloudy and can create all sorts of negative issues when it comes time to file tax returns. If you have an established business, whether a sole proprietorship, partnership, limited liability company, corporation, or non-profit, opening a small business checking account makes a whole lot of sense. Required documents needed to open an account will vary depending on the type of business.

Benefits of a Business Checking Account

Businesses with employees can issue payroll checks from a business checking account and make ATM deposits and withdrawals. Business checks and debit cards usually come with the account, as well as a limited number of free transactions. Also, most banks and credit unions now have fairly sophisticated online banking platforms through which you can order checks and perform other account management tasks. Make sure to take a look at the varying fees for each type of transaction, especially, if you expect to use your account for a high volume of point of sale transactions. Monthly service fees typically come with every offering, but some banks and credit unions will give you the opportunity to waive them by maintaining a minimum balance in the account. Free business checking is available are often available as well.