4 Year CD Rates in Colorado
Compare 4 year certificate of deposit rates in Colorado. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Colorado. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Pikes Peak Credit Union | 1.75% | $500 | - | $1,802 | 48 Month Share Certificate | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Home Loan State Bank | 1.70% | $10k | - | $1,744 | 4 Year Legacy CD | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Aventa Credit Union | 1.66% | $10k | $50k | $1,707 | 48 Month Mini Jumbo Share Certificate | |
| Credit Union Of The Rockies | 1.65% | $500 | - | $1,696 | 48 Month Certificate | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Anheuser-Busch Employees Credit Union | 1.60% | $1k | - | $1,643 | 48 Month Member Rewards Premier Share Certificate | |
| Harrison District No 2 Credit Union | 1.60% | $500 | - | $1,643 | 48 Month Share Certificate | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Integrity Bank & Trust | 1.51% | $500 | - | $1,545 | 4 Year CD | |
| Ashoka Credit Union | 1.51% | $5k | $50k | $1,545 | 48 Month CD | |
| Red Rocks Credit Union | 1.51% | $5k | - | $1,549 | 48 Month Share Certificate | |
| Electrical Credit Union | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Peoples CU (CO) | 1.51% | - | - | $1,549 | 48 Month CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| B.C.S. Community Credit Union | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Aurora Schools Credit Union | 1.50% | $500 | - | $1,534 | 48 Month Certificate | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Yampa Valley Bank | 1.50% | $1k | - | $1,534 | 48 Month Fixed Rate Certificate | |
| Minnequa Works Credit Union | 1.50% | $2,500 | - | $1,538 | 48 Month CD | |
| Power Credit Union | 1.50%* | $500 | - | $1,534 | 4 Year CD | |
| Columbine Credit Union | 1.50% | $1k | $50k | $1,534 | 4 Year Share Certificate | |
| Pueblo Horizons Credit Union | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| D C Credit Union | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Altra Federal Credit Union | 1.45%* | $1k | - | $1,486 | 48 Month CD w/ Checking | |
| Credit Union Of Colorado | 1.45%* | $25k | - | $1,482 | 4 Year CD | |
| Advantage Bank (CO) | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Boulder Municipal Employees Credit Union | 1.45% | $500 | - | $1,486 | 48 Month Share Certificate | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Mountain View Bank of Commerce | 1.41% | $1k | $100k | $1,440 | 48 Month CD | |
| First Pioneer National Bank | 1.41%* | $10k | - | $1,444 | 48 Month CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Academy Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Denver Community Credit Union | 1.40%* | $100 | - | $1,434 | 48-59 Month Share Certificate | |
| Ent Credit Union | 1.40% | $500 | - | $1,434 | 48-53 Month Certificate | |
| Farmers Insurance Group Credit Union | 1.40%* | $1k | - | $1,434 | 48 Month Share Certificate | |
| Castle Rock Bank (CO) | 1.40%* | $10k | - | $1,430 | 4 Year CD | |
| High Country Bank | 1.36% | $500 | - | $1,388 | 4 Year CD | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Solera National Bank | 1.35% | $1k | - | $1,378 | 4 Year CD | |
| Arapahoe Credit Union | 1.35% | $100 | - | $1,381 | 48 - 59 Month Certificate | |
| Boulder Valley Credit Union | 1.35%* | $10k | - | $1,381 | 48 Month Share Certificate | |
| Metrum Community Credit Union | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| College Credit Union Of Greeley | 1.35% | $500 | - | $1,381 | 48 Month Share Certificate | |
| Star Tech Credit Union | 1.35% | $500 | - | $1,378 | 4 Year CD | |
| Healthone Credit Union | 1.34% | $500 | - | $1,371 | 48 Month Share Certificate | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Partner Credit Union | 1.32% | $500 | - | $1,350 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| Sooper Credit Union | 1.30%* | $20k | - | $1,329 | 48 - 59 Month CD | |
| First National Bank of Omaha | 1.30% | $500 | - | $1,329 | 48 Month CD w/Checking | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Millennium Bank | 1.30% | $1k | - | $1,326 | 4 Year Millennium CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Community Choice CU (CO) | 1.30% | $500 | - | $1,329 | 48 Month Share Certificate | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Coloramo Credit Union | 1.30% | $1k | - | $1,326 | 48 Month Time Certificate | |
| Sunwest Educational Credit Union | 1.30%* | $25k | - | $1,326 | 48 Month CD | |
| Colorado Credit Union | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| CoreFirst Bank & Trust | 1.26% | $1k | - | $1,284 | 4 Year CD | |
| Big Thompson Credit Union | 1.26% | $500 | - | $1,284 | 48 Month CD | |
| Northwest United Credit Union | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| Foothills CU (CO) | 1.26% | $1k | - | $1,288 | 48 Month Share Certificate | |
| BBVA Compass | 1.25%† | $5k | $1m | $1,277 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| Public Service Employees Credit Union | 1.25% | $1k | - | $1,274 | 48 Month CD | |
| Elevations Credit Union | 1.25% | $500 | - | $1,274 | 48 Month CD | |
| Credit Union Of Denver | 1.25% | $1k | - | $1,274 | 4 Year Special Certificate | |
| Fitzsimons Credit Union | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Steele Street Bank & Trust | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| St. Vrain Valley Credit Union | 1.25% | $500 | - | $1,274 | 4 Year CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Equitable Savings and Loan Association | 1.21% | $500 | - | $1,236 | 48-59 Month CD | |
| Premier Members Credit Union | 1.21% | $1k | $50k | $1,232 | 4 Year CD | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| Adams Bank & Trust | 1.20% | $10k | - | $1,222 | 48 Month CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| North Valley Bank (CO) | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| The First National Bank of Las Animas | 1.17% | $500 | - | $1,191 | 4 Year CD | |
| Gunnison Savings and Loan Association | 1.16% | $500 | - | $1,180 | 4 Year CD | |
| Legal Community Credit Union Of Col | 1.16% | $500 | - | $1,180 | 4 Year Share Certificate | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Westerra Credit Union | 1.15% | $500 | - | $1,170 | 48 Month CD | |
| Rocky Mountain Law Enforcement Credit Union | 1.15% | $100 | - | $1,170 | 4 Year Share CD | |
| First National Bank (CO) | 1.15% | $500 | - | $1,170 | 48 Month Premier CD | |
| Members CU (CO) | 1.13% | $10k | - | $1,153 | 48 Month Jumbo CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Morgan Federal Bank | 1.11%* | $10k | - | $1,129 | 4 Year CD | |
| Mountain River Credit Union | 1.11% | $25k | - | $1,129 | 4 Year CD | |
| Nuvista Credit Union | 1.11% | $500 | - | $1,132 | 48 - 59 Month Senior Advantage Certificate | |
| Mutual of Omaha Bank | 1.10%† | $1k | - | $1,118 | 48 Month CD | |
| Grand Valley Bank | 1.10%† | $500 | - | $1,121 | 48 Month CD | |
| Fort Morgan State Bank | 1.08%* | $25k | - | $1,101 | 48 Month CD | |
| Home State Bank | 1.06%* | $10k | - | $1,080 | Business 48 - 59 Month Certificate | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| Western Rockies Credit Union | 1.01% | $500 | - | $1,025 | 4 Year CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| Summit Bank & Trust | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Indiana Members Credit Union | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| First National Bank, Independence, Kansas | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| Native American Bank, National Association | 1.00%* | $25k | - | $1,018 | 48 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| The Dolores State Bank | 1.00%* | $500 | - | $1,015 | 4 Year CD | |
| Valley Bank and Trust | 1.00% | $250 | - | $1,018 | 48 Month CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Legacy Bank (CO) | 0.95% | $500 | - | $966 | 48 Month CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| I. U. O. E. #9 Credit Union | 0.90% | $500 | - | $915 | 48 Month Share Certificate | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| 1st SouthWest Bank | 0.85% | $1k | - | $861 | 48 Months CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| Colorado State Bank and Trust, N. A. | 0.85%* | - | - | $861 | 4 Year CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Grand Junction Credit Union | 0.80% | $2,500 | - | $812 | 48 Month Share Certificate | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| American National Bank (CO) | 0.75% | $1k | - | $761 | 48 Month Classic50 CD | |
| Citizens Bank of Pagosa Springs | 0.75% | $5k | - | $761 | 48 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| FirstBank (CO) | 0.70% | $10k | - | $620 | Business 3-1/2 Year Premier Time | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Commerce Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Shelter Financial Bank | 0.50% | $1k | $95k | $504 | 48 Month CD | |
| Weld Schools Credit Union | 0.50% | $500 | - | $505 | 48 Month CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
| Evergreen National Bank | 0.05% | $1k | - | $50.17 | 48 Month CD | |
| Clear Creek National Bank | 0.05% | $1k | - | $50.17 | 48 Month CD | |
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