I started the BankDeals blog which eventually evolved into DepositAccounts.com as a hobby to help people find the best deals at banks and credit unions. In addition to reports on deals, I also describe my experiences on opening accounts and dealing with the banks. Plus, I try to keep everyone updated on the important banking news relevant to savers.
Sheryl is a freelance writer specializing in personal finance, small business and general business. Over the last 20 years she has written on financial topics such as debt, credit, taxes, real estate, insurance, investing, saving, retirement, exchange traded funds, commodities, growing and maintaining a business, and corporate governance for publications such as The New York Times, ABCNews.com, DailyFinance.com, Money, Forbes.com, Bankrate.com, Newsday, Black Enterprise, AARP.org, Corporate Secretary, Corporate Board Member, Consumer Reports Money Advisor, and many others.
Art is an Economics Professor at Samford University's Brock School of Business, a research fellow at multiple research and public policy institutes, and a regular contributor to Forbes.com and the Washington Examiner. Here at DepositAccounts, he offers an economist’s perspective on the various macroeconomic issues that influence and inform an intelligent approach to depository investing.
We're a different kind of bank account comparison site, and we appreciate your taking the time to get to know us. We believe that our unparalleled coverage and our "not-for-hire" approach to collecting and presenting information make us the best resource on the Web for you, the user. We encourage you to compare us against any other bank account comparison site on the Web in the below areas, and we humbly think that you'll find your way back to Deposit Accounts as your go-to resource when researching and choosing a new bank account.
We are the first major bank account comparison site that's truly unbiased. While other sites omit or hide the best rates available in order to promote their advertisers, advertising relationships never affect which rates we include in our tables. We receive no compensation for over 99% of the banks and credit unions we list. While this approach doesn't produce the most short-term revenue, we're confident that putting the user first will help us become the go-to site in the long run.
We have been covering current deals and saving strategies for over seven years. To date we have published over 10,000 articles highlighting current banking deals, providing expert depository market and product analyses, and detailing savings strategies and techniques. We provide extensive financial and product information on the approximately 14,000 banks and credit unions we cover. Our coverage includes a proprietary institution health rating algorithm that correctly pegged 100% of the bank failures in 2013 as being in the bottom 2.5% (1 star rating) of all banks prior to their failure. And perhaps above all, we are blessed to have the active participation of one of the largest communities of savers on the Web – our users have contributed over 80,000 comments, forum threads, and bank reviews….and counting!
Our unbiased nature and massive database of proprietary rate data allows us to provide you with better and more accurate rates and more options than any of our competitors. We don't just track the national banks; we also track the regional and local banks and credit unions that often have the best deals. In total, we track and display almost 300,000 rates from U.S. banks and credit unions, which enables us to provide you with the best deposit rates and deals to be found on the Web. But don't just take our word for it! Please go check for yourself at any of our competitors’ sites listed below.
Deposit Accounts was originally created by Ken Tumin as the Bank Deals Blog. After discovering a shortage of quality bank information online, Ken started the blog in 2005 as a hobby to highlight some of the deals he found. Over the years, the blog grew significantly, and Ken eventually left his full-time position as an engineer in the semiconductor industry to pursue his passion for uncovering and sharing the best bank deals and information. He is now joined by a team of developers and researchers that help to bring you what we believe to be the largest and most comprehensive resource dedicated to depository savings information.