Chase Slate

Chase offers a great credit card line under the designation Chase Slate. This credit card line is a great place to start if you are looking to build up your credit score or trying to pay off an accrued balance on another credit card.

How can a credit card help you get out of a debt? Chase's Slate credit cards offers you access to a unique program called Blueprint. Blueprint can help you save money on interest by letting you decide what categories your payment is applied to. This can help you plan to pay off items faster.

There are four sections to Blueprint:

Full Pay: You pick specific categories that you want to pay in full every month, even if you carry a balance. Your plan will adjust so that your payments pay those areas in full first, then apply the payment to the rest of your balance.
Split: This plan helps you pay off a large purchase. You tell the program how large of a purchase you want to pay off, and it helps customize a payment plan for you to pay it off.
Finish It: You simply select a balance you want to pay off and pick a goal date to be completed. The software will automatically create a payment plan for you to pay off the debt by your goal date.
Track It: This section helps you monitor your spending in specific areas. If you find yourself spending too much money at the coffee shop, you can set up an alert so you will be notified when your spending hits a certain level in a certain category.

Chase Slate with Blueprint

With the Chase Slate Visa you get access to your credit line wherever Visa is accepted. The card comes with no annual fee, and if you sign up now you will get a 0% introductory rate on your purchases for the first 15 months of your card ownership. You also have the option of transferring an existing balance to your new Chase Slate Visa and get a 0% introductory APR for the first 15 months of having the balance transferred and no balance transfer fees for the first 30 days. Once you have the new balance on the card you can utilize the Blueprint program to best track and pay off your debt in a timely manner.

Perks of Using Chase Slate

There are a lot of perks outside of being able to track and pay down your existing balances quickly. With a Chase Slate card you will also get 24/7 fraud monitoring on your account. You can choose to get alerts via phone call or email if suspicious activity is detected. If an unauthorized charge does make it through you will not be held responsible for the charges. All you have to do is file a dispute with Chase. This provides extra peace of mind as you work to pay down your balances; you don't want extra charges driving up the balance when you didn't make them yourself. Chase Slate also offers automatic bill pay for your monthly household bills so you can track your spending all in one convenient place.