1 Year IRA Rates in Florida
Compare one year fixed IRA rates available in Florida. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 12 month IRA rates available in Florida. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Navy Federal Credit Union | 2.90% | $50 | - | $290 | 1 Year Special EasyStart Certificate CESA | |
| Tyndall Federal Credit Union | 1.85% | $500 | - | $185 | 1 Year Advantage - IRA CD | |
| Brightstar Credit Union | 1.85% | $500 | $50k | $170 | 11 Month Smart IRA - Platinum Star | |
| Miami Postal Service Credit Union | 1.76% | $5k | - | $132 | 9 Month IRA Jumbo | |
| First City Bank | 1.51% | - | - | $151 | 12 Month Variable IRA | |
| Melrose Credit Union | 1.51% | $4k | - | $151 | 1 Year Share IRA Certificate | |
| Alliant Credit Union | 1.50% | $1k | - | $150 | 12 - 17 Month Traditional IRA | |
| H&R Block Bank | 1.50% | - | - | $150 | 12 Month IRA | |
| Giantbank.com | 1.46% | $1k | - | $146 | 12 Month Giant IRA | |
| Discover Bank | 1.45% | $2,500 | - | $145 | 12 Monrh IRA | |
| Nationwide Bank | 1.45% | $500 | - | $145 | 12 Month IRA | |
| Chartway Federal Credit Union | 1.40% | $10k | - | $140 | 12 Month Roth IRA w/Checking | |
| ISN Bank | 1.36% | $1k | - | $136 | 1 Year IRA | |
| Urban Trust Bank | 1.32% | $500 | $100k | $132 | 12 Month IRA | |
| Jax Metro Credit Union | 1.31% | $500 | - | $131 | 12 Month IRA | |
| Acacia Federal Savings Bank | 1.30% | $100 | - | $130 | 12 Month IRA | |
| Army Aviation Center Federal Credit Union | 1.30% | $1k | - | $130 | 12 Month IRA | |
| Coastline Federal Credit Union | 1.25% | $1k | - | $125 | 12 Month IRA Share Certificates | |
| First East Side Savings Bank | 1.25% | $1k | - | $125 | 1 Year IRA | |
| First National Community Bank (PA) | 1.25% | $1k | - | $125 | 1 Year Add-On IRA | |
| RiverLand Credit Union | 1.25% | $1k | - | $125 | 12 Month IRA Certificate | |
| Hillcrest Bank | 1.20% | $1k | - | $120 | 1 Year IRA | |
| Intervest National Bank | 1.18% | $1k | - | $118 | 1 Year CESA | |
| Wings Financial Credit Union | 1.16% | - | - | $116 | 1 Year IRA | |
| Premier American Bank, N.A. | 1.15% | $500 | - | $115 | 12 Month IRA | |
| EverBank | 1.15% | $1,500 | - | $115 | 1 Year Yield Pledge IRA | |
| Lockheed Federal Credit Union | 1.15% | $1k | - | $115 | 12 Month IRA | |
| Kaiser Federal Bank | 1.15% | $10k | - | $115 | 12 - 23 Month IRA | |
| Baxter Credit Union | 1.15% | - | - | $115 | 1 Year Rewards IRA | |
| Bay Cities Bank | 1.15% | $1k | - | $115 | 12 Month IRA | |
| State Farm Bank | 1.11% | - | - | $111 | 12 Month IRA | |
| BankDirect | 1.11% | $1k | - | $111 | 12 Month IRA CD | |
| South Florida Federal Credit Union | 1.11% | $500 | - | $111 | 12 Month IRA | |
| Priority One CU of Florida | 1.10% | $100 | - | $110 | 12 Month IRA | |
| 20Th Century Fox Credit Union | 1.10% | $5k | - | $110 | 1 Year IRA Certificate | |
| Flagler Bank | 1.10% | $500 | - | $110 | 12 Month IRA | |
| Coulee Bank | 1.08% | $500 | - | $108 | 12 Month IRA | |
| Country Bank for Savings | 1.06% | $500 | - | $106 | IRA - 1 year | |
| RTN Federal Credit Union | 1.06% | $1k | - | $106 | 12 Month IRA | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $78.72 | 9 Month VIP IRA | |
| Northwest Savings Bank | 1.05% | $500 | - | $105 | 12 - 23 Month Promotions IRA | |
| Fidelity Bank | 1.05% | $500 | - | $105 | 12 - 17 Month IRA | |
| MIDFLORIDA Credit Union | 1.05% | $1k | - | $114 | 13 - 18 Month Senior Certificate | |
| Patriot Bank | 1.02% | $1k | - | $111 | 13 Months IRA | |
| American Bank | 1.01% | $250 | - | $101 | 12 Month IRA | |
| First Bank (FL) | 1.01% | $2,500 | - | $101 | 12 Month IRA | |
| IBM Southeast Federal Credit Union | 1.01% | $1k | - | $101 | 12 Month Variable IRA - Traditional | |
| USAA Bank | 1.01% | $1k | $95k | $101 | 1 Year IRA - Standard | |
| The Bank of Fayetteville | 1.00% | - | - | $100 | 12 Month IRA | |
| Dade County Federal Credit Union | 1.00% | - | - | $100 | 12 Month IRA Share Certificates | |
| ING DIRECT | 1.00% | - | - | $100 | 12 Month Roth IRA | |
| Northwest Federal Credit Union | 1.00% | $500 | - | $100 | 1 Year Add-On IRA Certificate | |
| First Savings Bank Northwest | 0.97% | $5k | - | $97.27 | 12 Month IRA | |
| ViewPoint Bank | 0.90% | $1k | - | $90.00 | 12 Month IRA CDs | |
| Third Federal | 0.90% | $100 | - | $90.00 | 12 Month IRA | |
| Fidelity Bank of Florida | 0.90% | $4k | - | $90.00 | 12 Month IRA | |
| Jax Federal Credit Union | 0.90% | $500 | - | $90.00 | 12 Month Eagle Ultimate IRA Certificate | |
| Broward Bank of Commerce | 0.87% | $1k | - | $87.00 | 12 Month IRA | |
| Royal Banks of Missouri | 0.86% | $1k | $100k | $86.00 | 12 Month IRA | |
| Northrop Grumman Federal Credit Union | 0.86% | $2k | - | $86.00 | 1 Year Term IRA | |
| Allstate Bank | 0.85% | $1k | - | $85.00 | 1 Year IRA | |
| Premier Bank | 0.83% | $2,500 | - | $83.00 | 12 Month IRA | |
| Zions Bank | 0.80% | $1k | - | $80.00 | 1 Year Internet IRA Certificate | |
| Pacific Resource Credit Union | 0.76% | $1k | - | $76.00 | 12 Month IRA | |
| Danversbank | 0.75% | $500 | - | $75.00 | 12 Month IRA | |
| Florida Central Credit Union | 0.71% | - | - | $71.00 | 1 Year IRA | |
| Apple Federal Credit Union | 0.70% | - | - | $70.00 | 12 Month IRA | |
| North Country Savings Bank | 0.70% | $500 | - | $70.00 | 1 Year IRA | |
| TotalBank | 0.70% | $1k | - | $70.00 | 12 Month Fixed IRA | |
| Citibank | 0.70% | $500 | - | $75.97 | 13 Month IRA | |
| Bank of America | 0.65% | - | - | $65.00 | 12 - 17 Month IRA | |
| Amegy Bank | 0.60% | $250 | - | $60.00 | 1 Year IRA | |
| Randolph Bank & Trust Company | 0.60% | $10k | - | $60.00 | 12 Month Fixed Rate IRA | |
| Provident Credit Union (CA) | 0.55% | $500 | - | $55.00 | 12 Month IRA | |
| MetLife Bank | 0.50% | $2k | - | $37.51 | 9 Month IRA | |
| Achieva Credit Union | 0.50% | $500 | - | $50.00 | 12 Month IRA | |
| iGObanking | 0.50% | $1k | - | $37.51 | 9 Month iGOIRA | |
| Insight Financial Credit Union | 0.50% | $1k | - | $50.00 | 12 Month Regular IRA Certificate | |
| Republic Bank & Trust | 0.40% | $1k | - | $40.00 | 12 Month IRA | |
| Republic Bank | 0.40% | $1k | - | $40.00 | 12 Month Roth IRA | |
| Bank of Oklahoma | 0.35% | - | - | $35.00 | 1 Year IRA | |
| Chase Manhattan Bank | 0.25% | $1k | - | $18.76 | 9-11 Month IRA - Relationship | |
| Tampa Bay Federal Credit Union | 0.15% | $10k | - | $13.77 | 6-11 Month IRA Traditional Certficates fixed rate |
Average 1 Year IRA Rate Trend
