NYU FCU Sucks

I wanted to give credit unions a chance as well and boy what a dissapointment. I dealt mostly with the "CEO" of this credit union, a certain Mira Ness. To say she is an emberessment to the NYU community is an understatement.

We wanted to refi our mortgage since the rates have been going down lately.  We submitted the application but we found a better deal (.25% better) somewhere else.  Instead of attempting to match that, CEO Ness immediatelly started asking for the non-refundable application fee and underwriting fees, around $800. She then started threatening she would garnish my wages if I did not pay.  Fortunatelly I am an attorney and not easily intimidated by an old hag like CEO Ness.

They would not give me a rate until I file an application so they can run a credit check.  But then once you tell them you found a better deal elsewhere Ness comes in and tries to extort some money out of you. Does not make a lot of sense.