It's a potent new phase of the cybercrime wave: "Spearphishing," in which online scammers masquerade as legitimate corporations and government agencies and target the people most likely to open their emails. These messages increasingly look nearly identical to authentic emails from companies, commandeering everything from their email addresses to logos andelectronic watermarks. Read more
It's a good idea to bookmark all of your bank webpages. If you receive an email from your bank that makes you think you should access your account, use your bookmark and not any link in the email.