Unpleasant Female Tellers, Charge For Everything, Deny Loans If Not Excellent Credit

This credit union is AWEFUL! You are better off at a regular bank, any other bank, if you cannot change to another credit union. This place consistently denies loans unless you have excellent credit. They want your money without giving you any benefits. They charge for everything. Other credit unions don't charge for things like a basic checking account or a bank check. These guys do. You need to have direct deposit in order to have a free account, if you pay bills with them, there is a $5 fee for inactivity, and if your account is inactive for two years, they charge $10/month. I was denied for a small car loan, small personal loan twice, and a credit card. Funny how another credit union approved me for my loan and credit card. Also, the other credit union didn't charge me for a certified check. One more thing, the other bank doesn't discriminate against me. SDFCU HATES white people, and I mean hates. I have been treated like garbage so much that I hated coming in. Finally I tried to do thing over the phone, but being placed on hold for 20 minutes left me hanging up. These people are LAZY LAZY and awful. Talk about government stereotypes that come true here. I would rate this alongside going to the DMV. Both are equally unpleasant with unhappy employees!