Horrible Servicing On Car Loans!!!

Warning - never use Alaska USA Federal Credit Union. I accidentally dropped the cents off our car payment (29 cents to be exact) and they called my loan "delinquent" and charged a late fee. I called them, and they were unmoving.  They said the amount late doesn't matter, if the whole payment isn't received the due date doesn't advance.  Very unethical behavior.  My husband and I are getting out of doing business with them as soon as possible.