If you had considered peer-to-peer lending through companies like Prosper and Lending Club, you might be disappointed to learn that your state doesn't allowing these companies to accept investors from the state. This Free Money Finance post
looks into this issue. It referenced this post at the Lend Academy blog
which has a good review why some states don’t allow P2P lending investments. If you want to learn more about P2P lending and the risks, this Lend Academy blog post
is a useful resource.