I Was Accepted &Amp

I was accepted & had totally different experience than other reviewers.

First before applying I asked.  They & several other banks I asked, have started rejecting applications with more than 3-5 entries in chexsystem.  Meaning, if you've been chasing rates & opening a variety of accounts or credit cards, you'll be rejected.  Viewpoint had the toughest policy allowing the least number of checksystem entries keeping them for the longest time period.

I was under their number & my application process was smooth & much faster than the other bank I applied to.  The account was open within a week & 1/2 all through the mail and earned interest that month.  When I had a concern about my entry check & called to ask them something, the person was terrific tracking it down & allying my concern.  I have my debit card & have used it.

My cousin who's been opening credit cards for the free $100 offers, was rejected.  She noticed she forgot to check something on the application or it was copied incorrectly & may have caused an security problem (verifying who she is) & will be calling to see if that is why, or why it was rejected.