Tuesday, March 23, 2010 - 5:46 PMMelrose Credit Union
Note: Be sure to read the detail for the Melrose Credit Union Disclosures
Melrose Credit Union
Member Service Department
139-30 Queens Blvd.
Briarwood, NY 11435
Tel (718) 658-9800
PENALTIES FOR EARLY REDEMPTION ARE: 9-12 Months term: Forfeiture of the first 90 days Dividend and a Reduction of Rate to 1.00% 18-60 Months term: Forfeiture of the first 180 days Dividend and a Reduction of Rate to 1.00% Penalty waived upon the Death of any Owner. Penalty Reduction Rate/APY is subject to change. An annual withdrawal from an IRA Certificate will be permitted without penalty for the purpose of any required minimum distribution
(RMD) no later than December 15th.
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