Friday, December 21, 2012 - 8:58 AM
Applied To Open A CD And They Want My Social Security CARD!CIT Bank
I went through the on-line process to open a CD. I provided all manner of personal information and provided security questions and answers. Everything an identity thief would love to have but I understand that they need it.
After I submitted the application I received an email advising that documentation of my identify was needed. This was to include a driver's license or passport, a utility bill showing my residential address and...a copy of my social security card. My SS Card is locked in a bank safety deposit box and there is no way I'm going to the bank to get a copy just to satisfy CIT's requirements.
I emailed back advising that getting the SS Card was a hardship and requested that they waive this requirement.
Response: Nope. The Patriot Act requires this.
Nonsense. I've opened all manner of accounts on-line and NEVER has anyone asked for a social security CARD.
I instructed CIT to stop the application process. They have all my personal information and, given the other comments on this board, I guess I'll have to keep my eye open for someone possibly stealing my identify.
1 posts since
Dec 21, 2012
Rep Points: 7
1. Friday, December 21, 2012 - 9:11 AM
There are several banks/credit unions that request copy of SS card as ID for account applications, FYI.
1,044 posts since
Jan 16, 2010
Rep Points: 4,761
2. Friday, December 21, 2012 - 10:36 AM
Yes, some bnanks do actually want a copy fo the Social Security card. They don't need it, but some want it.
No, they are wrong when they say it is required by the Partriot Act! I hate it when banks (or others) say laws require things that they do not require.
294 posts since
Jan 16, 2010
Rep Points: 1,870
3. Friday, December 21, 2012 - 8:57 PM
Usually, they rely upon this canard when they don't know what they're talking about, but refuse to admit it. I always tell these CRs that I don't mind if they don't know, but it irks me to no end when they claim to know something but, in reality, they don't have a clue
352 posts since
Aug 3, 2010
Rep Points: 1,990