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Monday, December 24, 2012 - 4:34 PM

Ruined Christmas

First Community Bank (VA) (1 stars)
I have savings and checking with bank, went to transfer funds on Dec 24th from savings to checking. When went to buy groceries my debit was declined. Came home checked online, and found out my own funds, were not available till after Christmas. So I have had to cancel my Christmas plans. My Christmas is ruined. They certainly process debits immediately but transfers of funds not available over Christmas. I definitely would not recommend this Bank to anyone. There is no customer service and bank is antiquated. I am leaving Bank ASAP
3
DStevensDStevens1 posts since
Dec 24, 2012
Rep Points: 3
1. Tuesday, December 25, 2012 - 11:59 AM
If you do it online, it should be an immediate transfer for all banks.  If FCB holds fund for internal savings --> checking transfers, this deserves to be the worst bank fo 2012.

But, note that many banks have (entire or part of) 24th Dec. off as well, then it makes sense. 

On the customer side, it is always prudent to find out bank holidays and off-time beforehand if one anticipates important transfers/activities.
4
51hh51hh1,044 posts since
Jan 16, 2010
Rep Points: 4,762
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