Tuesday, January 1, 2013 - 7:15 PM

Predictions For 2013?

Any predictions about what is going to happen in the areas of primary interest to this forum? CD rates, reward checking accounts, internet banking....?

I think things are going to stay miserable with few significant changes either positively or negatively. RCA caps might continue going down--$25K is getting pretty rare for the better interest rates.

PastTense6 posts since
Dec 16, 2010
Rep Points: 25

1. Tuesday, January 1, 2013 - 10:10 PM

Going further down in rate for sure, to Fed rate of 0 - 0.25%:D

51hh1,045 posts since
Jan 16, 2010
Rep Points: 4,764

2. Wednesday, January 2, 2013 - 9:19 PM

I have learned not to make predictions about interest rates. The answer is nobody knows, although I think the Fed will do everything in its power to keep them low.

lou353 posts since
Aug 3, 2010
Rep Points: 1,991

3. Thursday, January 3, 2013 - 11:55 AM

Looks l.ike quite a few RCAs are taking the new year as an opportunity to lower their APR (see other topics).

darkdreamer4u168 posts since
Jun 11, 2010
Rep Points: 598