You can get a higher 1-year CD rate online, but for those in SoCal who prefer to bank locally, this might be of interest.
Kinecta Federal Credit Union is offering a special 1.00% APY 13-month
share savings certificate. Minimum deposit is $1,000. According to the offer's small print "This offer may be combined with VIP rate bonus offer, and is not valid with any other offer or promotion." Rate is as of 1/8/2013.Kinecta FCU's CD promotion page link
Below are excerpts from the credit union's membership page
describing who is eligible to join:
Anyone who lives, works worships or attends schools in select zip codes of Anaheim, Lancaster, Rialto, Santa Ana and the Greater Los Angeles Area. (Not all zip codes apply)
Any member of the Consumers Cooperative Society of Santa Monica (CCSSM) - requires $10 nonrefundable membership fee to CCSSM.