I Switched From Linn

I switched from Linn-Area CU to CRBT because LACU dropped their HYC account from 5% to 4%.  CRBT has treated me great so far and 5%APY is terrific.  I rec. ANY rewards checking acct. to everyone, just find a bank or CU with a good rate near you.  You are losing free money if you don't.  I also share Dave Ramsey's theory of NEVER using credit cards, EVER.  PS-- CRBT has great coffee and cookies too!