Gobank - A New Kind Of Bank And Checking Account

From CNET.com

With the launch today of GoBank, Green Dot -- a major player in reloadable prepaid cards -- is betting that an all-new FDIC-insured bank, built from scratch and designed for mobile devices, could be just what people disgruntled with their Chase or Bank of America experience are looking for.

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It appears to lack the feature that's the main concern for most of us: paying interest.

One feature that I haven't seen from other banks is an optional monthly fee. Here's what they say about it in their press release:

GoBank charges no monthly fee. However, members can voluntarily pay a monthly membership fee in any amount they think is fair, from nothing up to a maximum of $9 per month.

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If you like the idea of a smartphone-centric bank, you can request an invite for membership at gobank.com