Rate Cuts: Alliant Credit Union's Savings And Checking Accounts

Alliant Credit Union (0 stars) - Details

Unfortunately, Alliant Credit Union cut its rates for February:

Savings Account: 0.70% [was 0.80%]
High Rate Checking: 0.65% [was 0.75%]
Health Savings Account: 1.05% [was 1.25%]

The old savings account 0.80% rate had held since June 1, 2012.

KenBDG5,138 posts since
Nov 29, 2009
Rep Points: 116,955

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1. Friday, February 1, 2013 - 9:48 AM

I was particularly disappointed by this, since I just opened up Alliant accounts (savings, checking, and HSA) two weeks ago!

nothlit7 posts since
Sep 30, 2011
Rep Points: 48

2. Wednesday, February 13, 2013 - 1:58 AM

I was sorry as well to see Alliant drop their rates, as I'd opened up accounts with them (savings and HSA) just a few months ago. However, I still like them. Most services are fee-free (HSA: totally free, free checks, free debit card, no fees for account, etc), free credit score given out on a quarterly basis (no hard pull), 24/7 customer support, online banking that's simple and works well.. I still think they're the best out there for those who have HSAs. And heck, 0.70% is still competitive for normal savings rate. If I put $5 in an Alliant account, I get .70%. If I have $15,000 in Navy Fed Money Market, you only get .45%. No one likes rate cuts, and if they cut further, I might consider moving, but for right now I still think it's quite fair, competitive, and an all-around great CU.

another11 posts since
Feb 13, 2013
Rep Points: 3