Saturday, February 16, 2013 - 6:49 PM
Prosperity BankProsperity Bank (TX)
I was originally TX State Bank, and I liked it. It had good rates and people knew who you were. I once had a 1/4 million in this bank, but after Prosperity bought them it was all down hill. They allowed a former girlfriend, a felon, unbeknown to me at the time, to deposit a fake 1/4 million deposit in my account without my permission. It was her aim to get my 1/4 mil. I had to hire al lawyer to get me out of that.
After their most recent bank acquisition, I kept getting service charges for having less then the minimum $250 in savings even though I rarely used the account because I only used it for the very few paper checks I rarely write, and no longer keep my money in that bank because their interest rates are so poor. I just keep enough to keep the account active so I can use the paper checks when needed.
But they keep withdrawing funds from my account to pay for an account from someone with a similar or same account number from their most recent bank acquisition, making my account in the red and racking up fees. When this first happened, I asked for a different account number, which they declined to do, promising it was a one time mistake. It happened again, next week I will go in and close my account.
I propose that they pay me the $35 bad check fee and $3 service fee every time they made this mistake. Why not, they charge their customers for incompetence, why should the bank not pay for their own?
1 posts since
Feb 16, 2013
Rep Points: 3
1. Sunday, February 17, 2013 - 7:37 AM
Sorry this happened. I think the time attorneys had to step in and help you solve an issue involving this bank was the time to get out.
73 posts since
Dec 8, 2012
Rep Points: 189