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Saturday, February 16, 2013 - 6:49 PM

Prosperity Bank

Prosperity Bank (TX) (1 stars)
I was originally TX State Bank, and I liked it.  It had good rates and people knew who you were.  I once had a 1/4 million in this bank, but after Prosperity bought them it was all down hill.  They allowed a former  girlfriend, a felon, unbeknown to me at the time, to deposit  a fake 1/4 million deposit in my account without my permission.  It was her aim to get my 1/4 mil.  I had to hire al lawyer to get me out of that.

After their most recent bank acquisition, I kept getting service charges for having less then the minimum $250 in savings even though I rarely used the account because I only used it for the very few paper checks I rarely write, and no longer keep my money in that bank because their interest rates are so poor.  I just keep enough to keep the account active so I can use the paper checks when needed.

But they keep withdrawing funds from my account to pay for an account from someone with a similar or same account number from their most recent bank acquisition, making my account in the red and racking up fees.  When this first happened, I asked for a different account number, which they declined to do, promising it was a one time mistake.  It happened again, next week I will go in and close my account.

I propose that they pay me the $35 bad check fee and $3 service fee every time they made this mistake.  Why not, they charge their customers for incompetence, why should the bank not pay for their own?
3
pnpn1 posts since
Feb 16, 2013
Rep Points: 3
1. Sunday, February 17, 2013 - 7:37 AM
Sorry this happened. I think the time attorneys had to step in and help you solve an issue involving this bank was the time to get out.
1
klinkklink73 posts since
Dec 8, 2012
Rep Points: 189
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