Great Rates- Beware Hard Credit Inquiry!

This is a great bank with great customer service and the best checking accounts in the country.  Even if you aren't a saver, they offer other excellent rewards checking accounts based on debit card or itunes bonuses.

No real complaints about this bank, but beware of the hard credit inquiry.  I've heard of those for getting loans, but who ever heard of them for giving?

Also, you have to be a resident of MA or NH to qualify.  Highly reccomend this bank.