From Bankrate.com: http://www.bankrate.com/finance/p...more-1.asp
"No matter how much he or she makes, anyone who lives beyond his or her means is going to feel financially pinched. While conspicuous consumption and blatant overspending is a problem, even those who try to keep an eye on their budget spend a large portion of their income on what financial advisers call "lifestyle inflation." Koos says these are things that may not be necessities but are considered such at a certain income level. Many middle-class citizens now see cable, smartphones, tablet computers, multiple televisions, Blu-ray players and gym memberships as "essential.""
Yes, to live within one's means is much more difficult nowadays. TV/Internet options, mobile phones, to name a few. The best way is to do away with TV and fancy phones; they are junk and un-healthy anyway!