Mountain America Credit Union is the only institution offering a nationally available 2% APY 5-year CD and IRA CD without any checking requirement (as of 5/12/2013). As I mentioned
several times, Mountain America allows anyone to join via an association. DA reader Kevin has a useful review of his experience
opening a 5-year IRA CD at Mountain America. He reports that the entire process can be done by the internet or by phone with nothing to print out or mail in.