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Free Credit Score

Monday, May 20, 2013 - 11:26 PM
Can you get a free credit score?
1
jackcarterjackcarter6 posts since
Mar 23, 2013
Rep Points: 10
1. Friday, July 26, 2013 - 2:18 AM
Yes, it’s possible. There are ways to check your credit score at no charge. The most common is to join a credit monitoring service. Nearly all of them offer a free trial so you can test the waters and see if what they offer is what you need. While there are a number of sites that track your credit score, my personal choice is freecreditscore.com. They offer much more than just tracking your credit score. Check them out and you’ll see what I mean.
1
joymalijoymali16 posts since
Apr 6, 2013
Rep Points: 23
2. Friday, July 26, 2013 - 10:13 AM
Jackcarter

just say no to freecreditscore.com

you dont need the headache /  Go to annualcreditreport.com

 
https://www.annualcreditreport.com 

SORRY Dead Thread :(
3
RicochetRicochet132 posts since
Jan 19, 2010
Rep Points: 362
3. Friday, July 26, 2013 - 12:56 PM
Join Digital Credit Union, put $5 in their savings and get a free credit score once a month at the end of the month. Think it is the 4th Friday and it is under messages. The score is from Experian. There are many reporting agencies and each bank, company etc can use a different one. 
2
Ally6770Ally6770909 posts since
Jan 16, 2010
Rep Points: 2,643
4. Friday, July 26, 2013 - 1:05 PM
Rosie:  I belong to Digital Credit Union and they were giving me the free credit score for several months.  However, they have discontinued it for me because they said I closed my checking account. I told them from the beginning I had no need for a checking account with them and thought it was closed then.  Maybe they thought I would change my mine.  However, it seems they are only giving free credit scores if one has a checking account with them and I think it has to be a Relationship Checking.   I still keep the $5.00 in their savings account but they said that does not qualify me for the free credit scores.
2
paoli2paoli21,367 posts since
Aug 10, 2011
Rep Points: 5,993
5. Friday, July 26, 2013 - 2:05 PM
I did add a little to my savings account and I am still getting my FICO score. My last score was the end of July. I have no checking. 
1
Ally6770Ally6770909 posts since
Jan 16, 2010
Rep Points: 2,643
6. Friday, July 26, 2013 - 2:28 PM
Rosie:  Maybe we had our account longer than yours and we ran out of time for the free FICO.  I am not concerned about getting it or I would call back and see if that rep knew what she was talking about.  I still have the savings account open with the $5.00 in it.
1
paoli2paoli21,367 posts since
Aug 10, 2011
Rep Points: 5,993
7. Saturday, July 27, 2013 - 12:15 PM
For those who are interested in getting their FICO score from Digital Credit Union, I emailed them as to what the requirements were and got this reply this morning:

       "You need a
checking account with plus benefits. Plus benefits requires any two of
the following three: direct deposits, e-statements, or active loan."

I don't have any of that and also closed my checking account so I can understand why they decided to end giving me the FICO score all these months. 
1
paoli2paoli21,367 posts since
Aug 10, 2011
Rep Points: 5,993
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