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Civic Bank & Trust (TN) RCA Still Available (2.50%APY, $30K)

Sunday, June 16, 2013 - 9:38 PMCivic Bank & Trust - Details
The bank had problems keeping its website updated (see this thread) but that has apparently been fixed.  The current 2.5%APY has been effective since 12/6/12. 

The info for the bank's Civic Elite Checking RCA is again appearing on the bank's rate page

The bank's description of the RCA features
  • Minimum Balance required $1000*
  • Higher Tiered interest rates-paid monthly on balances up to $30,000 if requirements are met**
  • DISCOUNT of $25 on first year rental of self service storage box
  • NO FEE Stop payments – 2 per year
  • FREE Wire transfer service – 6 per year
 *$20.00 fee applied if balance falls below $1,000

**Requirements to earn higher interest rate
  • e-Statements required
  • Online banking required – must access account once each statement cycle
  • One monthly direct deposit credit or ACH auto debit required each statement cycle
  • 10 debit card transactions required each statement cycle
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pearlbrownpearlbrown1,436 posts since
Nov 2, 2010
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